1, according to Article 24 of the Measures for the Supervision of Insurance Sales Practitioners, insurance companies and insurance agencies shall regulate the sales behavior of insurance sales practitioners, and it is strictly forbidden for insurance sales practitioners to sign insurance contracts instead of policyholders in insurance sales activities.
2. Signing on behalf of the insured: If the insured does not sign the insurance contract, but is signed by the salesperson or others, and the insured does not approve it, the insurance contract will have no legal effect and will naturally not be established.
3. Signature on behalf of the insured: If the signature of the insured is jointly signed by the insured, the salesperson and a third party, if the insured refuses to acknowledge it, the insurance contract is invalid and the insured can cancel it in writing.
4. Protect the legitimate rights and interests of consumers and avoid disputes caused by future claims.