How to operate the student loan renewal on the Internet:

1. Select the loan application option in the student online service system of the student loan information network of China Development Bank to apply for loan renewal, and fill in the application form and loan renewal statement (between 1 and 2 words).

2. The acceptance method is to sign the contract online, agree to accept the service agreement remotely, and authorize the electronic signature.

3. Face recognition and identity authentication (if the authentication is successful, the loan renewal application process ends). After that, students only need to wait patiently for the banking system to review. Generally, if the application is successful, they will get a receipt code. When the school starts, the receipt code will be provided to the school, and the school will enter the information. Almost until the middle and late November, the student loan funds will be distributed. There are five steps

to operate the loan renewal. 1. After confirming the loan renewal, the borrower needs to re-provide personal credit information and the recent running water to the risk control department for review, and then the loan renewal contract can be signed;

2. The borrower and the lender sign relevant loan renewal agreements and go through relevant notarization procedures;

3. After the lender obtains other warrants, the lender will pay the loan amount to the original lender;

4. The borrower should cancel the mortgage relationship with the original lender and go through the formalities of understanding the mortgage;

5. after the above operations, the loan renewal can be completed.

the above is how to operate the loan renewal.

Why is online loan renewal always under examination and approval

When users apply for online loan renewal, the page always shows that it is under examination and approval, because it is still in the stage of examination and approval, and there is no examination result. Generally speaking, after the loan renewal application is submitted, there will be an audit result in a few days, and the user can proceed to the next step according to the audit result. The approval failed, so you need to resubmit the loan renewal application. As for the application, you can sign the renewal contract online. After the contract is signed, there will be a short message receipt code. Pay attention to inform the college teachers of the short message receipt code to complete the unified entry.

Is it easier to renew the loan than the first loan?

Without special circumstances, it will be easier to renew the loan than the first loan, and the speed of examination and payment will be faster. There are several reasons:

1. There are original materials: As long as the loan is made here for the first time, most of the materials submitted are valid unless some credit report, income certificate, work certificate and bank flow need to be renewed.

2. High activity: the most important thing in the bank loan review is the past records. If it is a newcomer, the bank cannot judge the integrity. If it has already borrowed money from the bank and has a good credit, it is an active user, and the bank will be willing to continue to issue loans and maintain a good cooperative relationship;

3. High efficiency: Since the renewal users have cooperated once, the review process will be simpler, which further saves the manpower and material costs of the bank, so the success rate of loan renewal will be higher.

This article mainly focuses on how to operate the relevant knowledge points for loan renewal, and the content is for reference only. How to renew a loan online

Renewing a loan refers to renewing a student loan from a student source, and the online processing process:

1. After logging in to the online student system of China Development Bank, click the "Apply for a Loan" button.

2. Students should update their personal information before submitting the application for loan renewal.

3. after verifying the information, the students fill in the loan amount, term and renewal statement of the student loan and submit the application information.

4. after submitting the application information, students choose "signing the contract online" or "signing the contract on the spot in the funding center".

5. The system will automatically generate contract preview information, and students will check the contract information, check and modify it, and then click OK.

6. After confirming the contract information, the identity authentication QR code will appear, and the students can scan the code with Alipay APP to complete the operation.

7. Confirm the certification results, complete the online application and submit relevant information to the funding center.

8. The system will send a short message of receipt code to the students' mobile phones, which includes borrower information, contract information and six-digit contract receipt code. How to renew the student loan

The loan renewal methods are as follows:

1. Log on to the student loan information network of China Development Bank;

2. Enter the student online service system;

3. Select the loan application option;

4. Update personal information, fill in the loan amount and duration, and submit a loan renewal statement;

5. Choose the loan signing method as online contract signing or on-site contract signing;

6. Select the preview contract information for online contract signing, and then confirm the electronic signature authorization. Select the person who signed the contract on site to sign the loan contract at the Student Financial Assistance Center of the local education bureau.

7. Select the signature of the online contract to confirm, and then use Alipay to scan the code to complete the authentication in the pop-up identity authentication authorization window. Subsequently, China Development Bank will send a short message with a receipt code; Those who choose to sign the contract on site will receive the contract receipt after signing the contract.

8. Give the receipt to the school at the beginning of school, and the school will enter the information and wait for the loan approval and issuance.