As we all know, there are many passwords for credit cards, and Bank of Communications credit cards are no exception. Many card friends always can't remember the password clearly, which leads to frequent mistakes in handling business. As a result, the card was locked and nothing could be done. Then, what should I do if I forget my password on the Bank of Communications credit card? Is there any way to change the password? Let's take a look together.
1. What are the passwords of Bank of Communications credit cards?
Bank of Communications credit card has three passwords: transaction password, inquiry password and online payment password. These three passwords have different functions, as follows:
1. password inquiry: after the cardholder activates the credit card for the first time and calls the credit card service hotline to verify his identity, he will be asked to set a 6-digit password inquiry to handle the credit card telephone business.
2. Transaction password: After the credit card is activated, the cardholder can set a 6-digit password for credit card consumption or cash withdrawal. Of course, if you think it is unsafe to set a password, you don't have to set it.
3. Online payment password: refers to the password set by the cardholder in personal online banking after the online payment function is enabled. This password is used for online payment.
2. What should I do if I forget my password on the Bank of Communications credit card?
1. Password query: You can reset your password if you accidentally forget it. The setting method is simple. Just dial the credit card service hotline of Bank of Communications, enter the ID number according to the voice prompt, and it will pass the verification. If you enter the wrong password, you will be asked to reset it. You just need to operate according to the sound.
2. Transaction password: If you forget the transaction password, you can't spend it by credit card, but it doesn't matter. You can call the 24-hour customer service hotline displayed on the back of the credit card to apply for resetting the transaction password, which will take effect immediately after the modification is successful.
3. Login password: I forgot my login password, so I can't log in to Bank of Communications credit card online banking for business. However, you can find the option of "Forgot your password" next to the password input box in the login interface, and then follow the prompts to change your password step by step. The password will take effect immediately after it is successfully changed.
Bank of Communications forgot how to reset/modify the credit card transaction password.
Bank of Communications credit card will involve multiple passwords, among which the transaction password is the most used. If the transaction password is set when swiping the card, you must enter the correct password before spending. So, what if I forget my password? Can it be modified or reset? Let's have a look.
1. What is the transaction password?
The transaction password is the transaction confirmation method you use when merchants use the Bank of Communications credit card to swipe their cards, make ATM inquiries or withdraw cash.
If your Bank of Communications credit card has the function of POS consumption password, you need to enter the correct transaction password to make POS consumption in China. If this function is not enabled, you can complete the transaction by signing the credit card receipt.
Second, how to modify the transaction password
1. Transaction password modification: You can log in to Bank of Communications Credit Card official website, find the transaction password modification on the card management page, and then modify your credit card transaction password. Of course, you can modify it through Bank of Communications, credit card, online banking, mobile banking and calling the customer service hotline on the back of the credit card.
2. Transaction password reset: If you accidentally forget the transaction password, don't worry, just use the reserved mobile phone number to call the Bank of Communications credit card customer service hotline and reset the transaction password in the telephone voice.
Reminder:
If the transaction password is entered incorrectly for 6 times, the card will be automatically locked and cannot be used. In order to avoid the influence of forgetting the password on the normal use of the card, please call the customer service hotline on the back of the credit card in time to reset the transaction password.
What should I do if I forget to check my credit card password at Bank of Communications?
When handling the credit card telephone business of Bank of Communications, the voice system will ask you to enter a 6-digit inquiry password to verify your identity. But many card friends accidentally forgot this password and didn't know what to do. Don't be afraid, you can change the query password if you forget it. Let's have a look.
1. What is the query password?
This query password refers to the password that needs to be verified when using various self-service services in telephone banking and ordinary mobile banking. In addition, if it is the first time to register the Bank of Communications credit card online banking, you will also be asked to enter the inquiry password for verification.
The initial inquiry password of Bank of Communications credit card is generally the last 6 digits of your valid ID number, which can only be pure numbers and cannot contain letters, Chinese characters, symbols, etc. If the number is less than 6 digits, add 0 before the number to make up 6 digits.
For example:
Your ID number is 310/0198010012, so your initial inquiry password is 010012.
If your ID number is 310/019801001x, your initial inquiry password is 001001;
If your ID number is 18G2635, your initial inquiry password is 182635.
Second, how to modify the query password
1. Query password modification: If you want to modify the query password, you must first log in to Bank of Communications credit card online banking, find the query password modification in card management, and re-enter the 6-digit password to modify it. Similarly, you can also make changes through Bank of Communications, mobile banking or calling the customer service hotline on the back of your credit card.
2. Password inquiry and reset: If you accidentally forget to inquire the password, you can call the 24-hour service hotline of Bank of Communications credit card with the reserved mobile phone number and reset it at the telephone bank; Or switch to manual service, and the customer service specialist will restore the inquiry password to the initial password for you.
How to reset the password of Bank of Communications?
You can reset the password of Bank of Communications by calling the 24-hour customer service hotline displayed on the back of the credit card, selecting the Set Transaction Password menu, and setting your transaction password according to the voice prompts.
First, debit card is the written language of savings card, and savings card is the spoken language of debit card; Credit cards are the same as credit cards. The difference between debit card (savings card) and credit card (credit card) There are two main types of bank cards: debit card (savings card) and credit card (credit card). Debit card (savings card) refers to a bank card that deposits first and then consumes, and does not have overdraft function. Debit card is easy to carry, you can withdraw money at the manual counter or ATM operation, and you can earn interest by saving with debit card; Credit card is a kind of bank card that the issuing bank gives the cardholder a certain credit line, and the cardholder can spend first and then repay. The most intuitive difference between a credit card and a debit card is that a 3-digit CVN code is printed on the signature strip on the back of the credit card.
Second, the application of debit cards and credit cards
1. It's easy to apply for a debit card (savings card). I can handle it at any bank outlet in China with my valid ID card.
2. Credit cards (credit cards) are relatively complicated, requiring 18 years of age or older, with full capacity for civil conduct and good credit standing. Individuals who meet the above conditions can apply to the bank for personal credit cards with their valid identity documents and related materials. If it is the first time to apply for a credit card in a bank's online channel, you should go to the outlet to complete the face-to-face interview after the preliminary examination, and you need to provide relevant personal credit information during the face-to-face interview, which will help improve the approval amount. There is no need to go to the scene to sign.
Third, the password settings of debit cards and credit cards There are many settings for bank card passwords according to the usage scenarios, which are mainly divided into three types: payment, inquiry and channel login passwords. You can forget these passwords or remember them wrong! But keep it a secret!
1. payment password: the so-called bank card password is usually used for cash withdrawal, transfer and other transactions, and the password is generally 6 digits. For example, if the payment password of the debit card of the Agricultural Bank of China is entered incorrectly three times in a day in various trading channels, it will be locked and will not be automatically unlocked. The cardholder needs to personally go to the outlet to unlock or reset the password with a valid ID card and bank card. It is also to prevent others from stealing bank cards.
2. Password inquiry: Password inquiry is mostly used for credit card customer service self-service voice and customer service manual service verification process channels. If the inquiry password is not set or locked, you can set the password or unlock and reset the password through the credit card customer service hotline.
This concludes the introduction of so hard to forget Traffic Credit Card Password and so hard to forget Traffic Credit Card Password. I wonder if you have found the information you need?