As long as the insurance policy is not signed, the insurance contract cannot be established. The Insurance Law stipulates that an insurance contract must be signed by the applicant and the insured. An unsigned insurance contract cannot be sent, and the insurance company will not agree; The insurance company must collect the money and receive the signed insurance policy before it can produce a valid insurance contract.

Now, as long as you don't sign and pay, insurance won't issue a policy. How can I give you a policy without one?