Measure: Call the local Insurance Regulatory Bureau and complain to the Insurance Regulatory Bureau about Cigna Insurance.

If you advance, you will be punished.

China Merchants Cigna Insurance Company is a joint venture between China Merchants Bank and Cigna Insurance. Once you apply for a China Merchants Bank credit card, your information will immediately be sent to the telephone sales department of China Merchants Cigna Insurance.

In order to improve performance, the telephone sales department usually gives customers free short-term accident insurance, which usually lasts no longer than one week and is worth a few yuan. There will be some customers who are greedy for petty gains and will be fooled.

These users are the next target of Cigna Insurance.

One thing to be careful of is that some insurance companies will directly deduct money from your credit card based on phone recordings, rather than obtaining written consent (the Insurance Regulatory Commission requires written consent). Generally

the salesperson directly asks for your credit card information over the phone and then deducts the money directly. You can read the text in the reference material below, which contains some illegal practices of insurance companies.

Never accept insurance from a telemarketer. Remember, buying the wrong insurance is worse than buying no insurance at all.

Even if you want to buy insurance, you should have a clear understanding and find an experienced and honest insurance agent to tailor an insurance plan based on your current family situation and financial situation

case. Ten minutes on the phone will not give you a clear understanding of an insurance policy, not to mention that the salesperson may mislead you.