1. Buying a house with a loan can only be handled according to the principle that whoever borrows it signs it, so as to ensure that the signatures on the house purchase contract, loan contract and real estate license are unified. The reason is to avoid the risk of bank loans. If you want to have two people in the real estate, you can apply for a * * * property certificate, that is, there must still be one person's name on the real estate certificate, and the attached * * * property certificate can legally indicate the ownership of the real estate;
2.* * * Property right means that there is still a person's name on the real estate license, but the * * * column has the name of the * * * owner, and the property right belongs to the same property right, and their respective shares can be notarized in the notary office;
3. There is no need to apply for two certificates. If the property needs to be owned by two people, you can apply for the property right * * * when handling the real estate license, that is, you can apply for the owner's name in the * * * column of the real estate license. The real estate license must still be a person's name, and the attached property rights can legally mark the ownership of the real estate.
Legal basis: Article 209 of the Civil Code of People's Republic of China (PRC).
The establishment, alteration, transfer and extinction of the real right of immovable property shall take effect after being registered according to law; Without registration, it will not take effect, except as otherwise provided by law.
Natural resources owned by the state according to law may not be registered.
Article 2 17
The certificate of real estate ownership is the proof that the obligee enjoys the real estate right. The items recorded in the certificate of real estate ownership shall be consistent with the real estate register; If the records are inconsistent, unless there is evidence to prove that the real estate register is indeed wrong, the real estate register shall prevail.