1, title. Titles are generally composed of genre names, that is, the word "IOU" is written in large font in the middle of the top of the text. Some still write the words "temporarily owed" or "now owed" as the title in this position, but the text of this title is written at the top of the next line;
2, the text. In the body of the loan, it is necessary to write clearly how much money, what to borrow, to whom or what unit to lend, and indicate the date of repayment;
3. signature. The signature should have the name of the owed unit and the personal signature of the person in charge, and at the same time, the date of signature of the debt should be clearly written. Units should build official seals and individuals should build private seals.
Attachment: models who owe money are as follows:
I have borrowed _ _ _ _ _ _ _ _ _ _ months.
The loan term is _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Debtor (signature): _ _ _ _ _ _ _ _ _ _ _ _
Id card: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Contact information: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Witness: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Id card: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Contact information: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
_ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Legal basis: Article 674th of the Civil Code of People's Republic of China (PRC).
The borrower shall pay interest at the agreed time limit. If the time limit for paying interest is not stipulated or clearly stipulated, and cannot be determined according to the provisions of Article 510 of this Law, if the loan period is less than one year, it shall be paid together with the loan; If the loan term is more than one year, it shall be paid at the end of each year; if the remaining term is less than one year, it shall be paid together with the loan.
Article 675
The borrower shall repay the loan within the agreed time limit. If the term of the loan is not agreed or clearly agreed, and cannot be determined according to the provisions of Article 510 of this Law, the borrower may return it at any time; The lender may urge the borrower to return it within a reasonable period of time.