Article 32 of the Social Insurance Law stipulates that if an individual is employed across the overall planning area, his basic medical insurance relationship will be transferred accordingly, and the payment period will be calculated cumulatively. Therefore, if you want to use the medical insurance card in different places, you need to transfer money before you can use it, that is, the use is still limited. Moreover, the medical insurance card cannot be used abroad. Article 30 of the Social Insurance Law stipulates that the following medical expenses are not included in the payment scope of the basic medical insurance fund: (4) Overseas medical treatment.
The use process of medical insurance card:
1. When you go to a designated hospital for medical treatment, you can show your medical insurance card to prove your enrollment and registration. Individuals do not need to pay first and then reimburse, and can directly settle the medical insurance reimbursement with medical insurance and hospitals. Only when the account is settled can the self-funded part be paid with the balance of the medical insurance card or cash.
2. You need to pay the deductible for hospitalization reimbursement, and the part exceeding the deductible can be reimbursed according to local medical insurance regulations. The proportion of reimbursement varies from place to place, and different projects in different hospitals are also different.