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How to change the bank of communications credit card after it expires?

Browse: 1 175 Date: September 23rd, 2022 15:45.

First, the Bank of Communications credit card expires.

The validity period of Bank of Communications credit card shall be subject to the validity period recorded on the card face of Bank of Communications credit card.

Under normal circumstances, Bank of Communications will automatically renew your insurance within two months before the credit card expires. And send the new card to your mailing address by registered mail, without any formalities.

To ensure your rights and interests, when you get a new card, please sign in the signature column on the back of the new Bank of Communications credit card and activate it through online banking, mobile banking, telephone banking, two-way SMS and other channels. When you finish the activation procedure of the new card, please cut and destroy the old card yourself.

When you don't receive a new card, your old card can still be used before the credit card expires. If you don't receive a new card in time before the credit card expires, please call the 24-hour customer service hotline on the back of Bank of Communications. If your mailing address changes, please contact Bank of Communications in time to avoid affecting your card use.

Second, the Bank of Communications credit card will not be changed when it expires.

If the cardholder does not want to get a new card after the expiration of the Bank of Communications credit card, he should inform the card issuer in writing or in other forms recognized by both parties before the expiration date, otherwise the card issuer will regard the cardholder as willing to continue to use the Pacific Card, but the card issuer has the right to decide whether to get a new card for the cardholder according to the acceptance contract without giving reasons. After replacing the new card, the rights and obligations between the card issuer and the cardholder are still applicable to the articles of association and the card collection contract.

The expired bank of communications credit card can no longer be used, but the creditor-debtor relationship arising from the use of the bank of communications credit card should not be affected. If the cardholder fails to apply for a new card or needs to stop using the Bank of Communications credit card before the expiration of the validity period, he shall submit a written application for card cancellation to the card issuer and return the Bank of Communications credit card to the card issuer in time. When the card is cancelled, the funds in the unit (business) card account shall be transferred to its basic deposit account, and no cash shall be withdrawn.

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