Electronic bills of exchange can be divided into electronic bank acceptance bills and electronic commerce acceptance bills. Compared with paper commercial bills, electronic commercial bills are issued and circulated in the form of data messages, and electronic signatures replace physical signatures.
With the development of bank supply chain finance, electronic commercial paper has become an important new financing tool urgently needed by the market. Electronic commercial bills, that is, electronic bills. It is made by the drawer in the form of data message, and entrusts the payer to unconditionally pay a certain amount of bills to the payee or holder on a specified date.