Cosmos Bank is Industrial and Commercial Bank of China (61398). Because it is a listed bank with the largest market value, the largest user deposits and the largest profits in the world, it ranks first in some indicators. Many indicators are ranked first in the world, so they are called "cosmic rows". It has been ranked among the top 2 Forbes global enterprises for three consecutive years. That's what Cosmos Bank is.

is ICBC's first card free of annual fee automatically?

ICBC's first card is free of annual fee automatically. According to the staff of ICBC, if it is the first time for a user to apply for an ICBC card, the ICBC system will automatically set up annual fee-free management for the account. In fact, the annual fee and management fee (including small account management fee) can be waived when each bank applies for a card for the first time. However, some banks are exempted automatically by the system, while some banks need individual users to apply voluntarily. Naturally, users also need to pay attention to the fact that the annual fee exemption for the initial card application here does not include credit cards. Whether a credit card can be exempted from the annual fee mainly depends on the annual fee policy of that card. Naturally, many Puka and Gold cards are directly exempted from the annual fee in the first year, and some Platinum cards will also offer annual fee-free discounts for life or within the validity period in order to attract users.

How can ICBC cancel the SMS service fee?

1. Users bring their ID cards and bank cards to ICBC outlets to cancel: they need to do it during the working hours of the bank outlets;

2. Download ICBC-Finance e-Link APP and cancel it: After downloading the APP and logging in, the user will send a message prompt to the customer service and turn it off according to the steps;

3. SMS notification needs to deduct money once a month: when the fee is deducted, make sure that there is no funds in the account, and the service will be cancelled, and then the fee will not be deducted. If the annual fee standard is set when the card is opened, the SMS fee will be charged annually, so the user only needs to deduct the fee once a year, and the user can enjoy the service within one year and then turn it off after one year.

Do you want to buy it at ICBC's financial counter?

If users don't have mobile banking, they can only buy it at the bank counter. If users have mobile banking, they can buy it at mobile banking. The financial management in mobile banking is the same as that in bank outlets. They are all products issued or sold by our bank, but the purchase channels are different, and mobile banking is faster. This article mainly writes about the knowledge about what the Cosmic Bank is, and the content is for reference only.