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How to write an IOU correctly and legally?

An IOU should be written correctly and legally:

IOUs generally consist of three parts: title, body, and payment.

(1) Title

The title of an IOU generally consists of the name of the genre, that is, the word IOU is written in a larger font in the middle above the text. Some also write the words "not yet in arrears" or "now in arrears" as the title in this position, but the text of this title is written in the top box of the next line.

(2) Text

(3) Payment

The payment must be signed with the name of the debtor's unit and the signature of the person handling it. It is an IOU issued by an individual. The name of the individual who owes the debt must be signed. And also sign the date of the IOU. The unit's official seal must be stamped, and the individual's private seal must be stamped. Extended information

Notes on writing IOUs:

1. IOUs are proof of payment or demand for things or debts owed, so do not scribble when writing IOUs. engage in. At the same time, the IOU should be kept well to prevent loss.

2. IOUs are a kind of loan and repayment certificate in people's daily interactions. They are generally not legally binding. Therefore, when necessary, certain legal procedures can be followed when establishing IOUs to prevent future troubles.

3. The IOU must be written clearly and cannot be altered. If changes are unavoidable, the changing party must stamp the official seal (private seal) or personal signature on the changed place.

4. Money figures should be capitalized.

5. It should be noted that IOUs are different from IOUs. The scope of application of IOUs is wider than that of IOUs. The creditor-debt relationship expressed by the matters stipulated in the IOUs is clearer and clearer than that of IOUs.