1, meet yourself-the first link. In the process of marketing credit cards, we must first identify whether the applicant is himself or not. Criminals often use lost ID cards to apply for credit cards. Be sure to strictly check whether the photo is the same person through online verification, and carefully check whether the information on the application form is consistent with the ID card information. In particular, take the initiative to ask customers who handle credit cards, and remember that they will not handle them unless they do it in person.
2. Look at the original ID card and proof materials in person-an important link. A pile of copies does not prove the authenticity and validity of the certificate. Identify the authenticity of the certificate through the second-generation ID card discriminator, and pay attention to the validity period of the certificate.
3. Read my signature in person-the key link. After the applicant signs the signature column, it means that the applicant agrees and abides by the terms and charges listed in the credit card, which is a voluntary act. This is a watershed in the division of rights and responsibilities among banks, applicants and marketers. So pay special attention to whether to sign for yourself.