The cheque is issued by the drawer, and the bank entrusted to handle the cheque deposit business unconditionally pays a certain amount of bills to the payee or holder when seeing the cheque.

The drawer of a cheque refers to a unit or individual who opens a deposit account that can use a cheque in a financial institution that handles cheque business approved by the local branch of the People's Bank of China. At present, China is basically a company check, and personal checks mostly appear in Europe and America.

When issuing a check, some things must be recorded. Including the word "check"; Entrusted unconditional payment; The determined amount; Name of payer; Date of issue; Signature of drawer. If one of the above items is missing, the check is invalid. Cheques shall be filled in carbon ink or ink, unless otherwise stipulated by the People's Bank of China.

In addition, the amount of the check and the name of the payee can be supplemented by the drawer's authorization. Before the supplementary record is made, it shall not be endorsed, transferred or presented for payment. The drawee of a cheque is the drawer's bank as recorded in the cheque.