According to the provisions of Articles 5 to 8 of the Electronic Signature Law, electronic contracts that lock the true identity of the signer, effectively prevent document tampering and accurately record the signing time are legally recognized.

The P2P online loan contract of the platform cooperates with the third-party electronic contract, and the electronic contract signed by it achieves the following three points at the same time, which fully guarantees the legitimacy, security and convenience of the electronic contract:

① CA certificate issued by the CA organization /eID authentication system of the Ministry of Public Security: adopting the national organization authentication technology to ensure the true identity of the electronic contract signatory;

(2) Anti-tampering technology: the original electronic file data is solidified by using the internationally accepted hash value technology, which is easy to identify whether the file has been tampered with;

Third-party timing technology: accurately record the signing time.