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How to use your own medical insurance card to see a doctor for your child?
Yes, the operation process of parents' medical insurance card to pay their children's outpatient expenses is further simplified, and parents can use personal accounts to give their children.

Disease, the specific operating rules are as follows:

1. Parents should indicate their social security card number or ID number on the back of their children's outpatient prescription when paying their children's outpatient medical expenses with personal accounts.

2. Provide the child's social security card number.

3. Provide the relationship between the two parties, such as father-son relationship and mother-child relationship; At the same time, leave your contact number and sign it.

In addition, children register for medical treatment at their own expense in the name of their children, and their parents' social security cards are deducted when medical expenses are settled. Children who have medical expenses in general clinics in the mainland do not enjoy this treatment. The previous regulations were complicated, and parents needed to confirm the relationship when paying the outpatient fee for their children.

Extended data:

First, how to use the medical insurance card

1. Scope of use of medical insurance card: When insured employees buy medicines in designated hospitals and pharmacies, they can swipe their cards on POS machines with their passwords, but they cannot withdraw cash or transfer money.

2. Inquire about the balance of medical insurance card: Insured employees can inquire about the balance by telephone, or at the Bank Savings Office of China or the designated hospitals and pharmacies in the urban area. You can also log in to the social security inquiry system online.

3. Inquiry of medical insurance card transaction: Insured employees can print medical insurance card transaction records, including personal account payment records and consumption records, at China Bank Savings Office with their ID cards and medical insurance requirements. If you have any questions about the transaction records, you can go to the retail business department of Bank of China.

4. Medical insurance card password: The insured employees can change their passwords by phone or bring their ID cards to the Bank of China Savings Office. If the insured employee forgets his password, he can report the loss of the original password with his ID card to China Bank Savings Office and change it.

5. Custody of medical insurance card: Insured employees should keep the medical insurance card properly. If they accidentally lose it, please immediately issue a letter of proof to the unit and stamp it in the medical insurance office for confirmation. Then, they will take their ID cards to China Bank Savings Office to report the loss and go through the formalities. After 7 days, they can get a new card.

6. Precautions: When the number of medical insurance card transactions reaches 60, the insured employees must go to China Bank Savings Office to print the transaction records, otherwise they will stop using the card. After the transaction record is printed, the card can continue to be used. In the pharmacy 100% will bear it by itself, and hospitalization can only enjoy the reimbursement ratio (which must be within the scope of medical insurance).

Second, the medical insurance card use process

1. When you go to a designated hospital for medical treatment, you can show your medical insurance card to prove your enrollment and registration. Individuals do not need to pay first and then reimburse, and can directly settle the medical insurance reimbursement with medical insurance and hospitals. Only when the account is settled can the self-funded part be paid with the balance of the medical insurance card or cash.

2. There is a deductible for hospitalization reimbursement (the deductible standard is generally 10% of the average annual salary of employees in the city last year), which means that the money above the deductible needs to be paid by itself, and the reimbursement ratio varies from place to place, and different hospitals and different projects are different, about 80%. You can go to the local labor and social security online for details.

3. If a patient with a medical insurance card wants to go to a hospital after getting sick, the process of going to a designated medical insurance unit with a medical insurance card is as follows: when the insured is sick, he can go directly to a local designated medical institution with a medical insurance manual and an IC card.

The general process is as follows: holding the medical insurance manual and IC card-going to the hospital medical insurance office to register-checking the card-paying the hospitalization deposit-hospitalization-self-funded items need the patient's consent and signature-using cash or IC card to settle the self-paid part of the deductible standard and the self-paid proportion-the hospital pays the expenses within the overall scope-settling and discharging. Hospitalization expenses are settled by post-paid service items.