Hello, yes, it must be downloaded. Ping An is at the forefront of the insurance industry. Agents can handle their own business, and a mobile phone can complete it. Ping An can realize paperless insurance, enter the gold housekeeper to sign, take photos and upload, and sign the insurance policy in the gold housekeeper after the insurance is completed, which reduces a lot of unnecessary troubles. If you want to change your bank account, you can change your mobile phone number at the Golden Butler, who can also manage your own money. You will know after downloading.