The real-name authentication of Ping 'an Gold Butler is to authenticate the insured and the beneficiary of the insured. Because commercial insurance is different from other products, it is a product with people and things as the target and has particularity. The applicant, the insured and the beneficiary all need real-name authentication, and the insurance company is linked to the identity system. If the ID number is wrong, they can't take out insurance. Once the insured is confirmed, it cannot be changed in the later period unless it surrenders.