Ordinary acceptance is made of paper. It can be seen that electronic acceptance is in online banking, and it can only be seen when you enter online banking. Both collection and transfer are completed in online banking.
Electronic acceptance is 100% safe and reliable, because the data of electronic acceptance is in the People's Bank of China system (the data is in the People's Bank of China system, so you are not afraid of losing the bill), and the company online banking only shows that the ownership is yours now. If the online banking is stolen, the money on the corporate online banking can be taken away by others, but there is no problem with electronic acceptance, because you can find out who this acceptance was transferred to on the online banking and then call the police. Because it takes time for acceptance to expire, it is useless for the other party to steal it.
Therefore, electronic acceptance is the safest thing in China, much safer than cash. Not afraid of stealing, not afraid of losing, not afraid of fire, not afraid of water, no need to prove, and no need to send it around.
The only drawback now is that there are too few enterprises to be transferred. However, more enterprises will be opened in the future, which is the trend.
Work hard for the informatization construction of the country!
Question 2: How to receive electronic bank acceptance bills Electronic acceptance is based on online banking. First, open corporate online banking in the bank, preferably a big bank, because credit cooperatives have not yet access to electronic acceptance. Then, on the basis of enterprise online banking, the function of electronic bill is opened, and the electronic acceptance can be received after the service fee of electronic bill is paid to the bank.
Question 3: How to operate electronic acceptance bills? E-banking requires both the payee and the payer to have online banking, and to open the electronic billing function. If you want to discount, your company must have online banking, and open the electronic bill function when posting electronic bills. When you receive the electronic bill, you can apply to the bank for discount. Other specific operations are the same as paper discount, that is, changing paper bills into electronic bills. If you still have questions, please consult Wuhan Tianxiatong Business.
Question 4: electronic acceptance bill 1 how to endorse and transfer? Electronic bank acceptance bills complete the circulation of bills electronically. The endorser logs in through online banking, bank counters or other electronic terminals, inputs the endorsement application information, and uses the digital certificate of the endorser to affix the electronic signature;
2. The bank that opens the account examines the electronic signature of the endorser, and forms an endorsement business application message after passing the examination, and uses the digital certificate of the bank to affix the electronic signature and send it to the electronic commercial bill system of the People's Bank of China;
3. The electronic commercial bill system of the People's Bank of China forwards the application message to the access system of the endorsee's bank after checking whether the electronic signature of the endorsee's bank is accurate and effective and whether the endorsee is the bearer.
4. After the access system of the bank where the endorsee opens an account verifies the validity of the message, it will notify or display the application information to the endorsee, and the endorsee can sign or reject the endorsement application and affix his own electronic signature;
5. The access system of the endorsee's bank verifies the validity of the endorsee's electronic signature, forms a reply message stamped with the bank's electronic signature, and sends the reply message to the electronic commercial bill system of the People's Bank of China;
6. After the electronic commercial bill system of the People's Bank of China verifies the validity of the receipt message, if it is a reply message that agrees to sign, the owner of the bill is changed to the endorsee, and the endorser is informed; If it is a rejected reply message, the reply will be notified to the endorser.
Before the endorsee initiates a reply, both the endorser and the endorsee can operate the bill, the endorser can cancel the endorsement application, and the endorsee can reply (sign or reject) the endorsement application. At this time, the system will handle it according to the principle of time priority: if the endorsee cancels the endorsement application first, the endorsement application has been cancelled, and the endorsee can no longer reply to the endorsement; If the endorsee initiates an endorsement reply first, the endorsement application has been signed or rejected according to the endorsee's intention, and the endorser cannot cancel the endorsement application.
Question 5: How to receive electronic acceptance bills 1? Enter the enterprise online banking, billing business II. Menu on the left, electronic commercial bill-pending business 3. Select the institution name, account number and type to be processed, and select the bill to be signed -OK 4. Display the electronic commercial bill to be signed-prompt for receipt.
Question 6: How to operate and receive electronic acceptance bills? First of all, you need to open the company's online banking.
In the company's online banking, there is an operating interface for electronic bills.
You can collect, discount and transfer money after you enter.
You can also start instant payment when it expires.
Question 7: How to pay the electronic bank acceptance bill After the bank acceptance bill, the electronic bank acceptance bill was introduced. According to the Measures for the Administration of Electronic Commercial Bill Business, the payment period of electronic bank acceptance bill is extended to 65,438+0 years. This adjustment fully considers the substantial improvement of the security and liquidity of electronic bank acceptance bills, with the aim of giving full play to the financing function of electronic bank acceptance bills. On the other hand, at present, the discount rate and discount rate of electronic bank acceptance bills are highly marketized, so the extension of payment term of electronic commercial bills is beneficial to the discovery of 1 year capital price, forming a more real capital price curve, and the trend of short-term loan bills may be more obvious. The extension of the payment period of electronic bank acceptance bills will also help solve the financing problem of small and medium-sized enterprises. According to statistics, in recent years, the average single issue amount of bank acceptance bills is about 900,000 yuan, which reflects from one aspect that electronic bank acceptance bills are mostly used by small and medium-sized enterprises. Due to the improvement of the security and convenience of electronic bank acceptance bills, the payment period is extended from 6 months to 1 year, which will be very attractive to enterprises and can better meet their short-term financing needs. For banking financial institutions, bill financing has been widely used as a means to borrow funds and adjust the structure of assets and liabilities. The extension of payment term of electronic bank acceptance bill will directly lead to the extension of financing term, thus better meeting the bill business and management needs of commercial banks.
Question 8: How to receive electronic bank acceptance bills? How to use electronic acceptance bills? When the other party sends you an acceptance bill, it will first deposit the money in the bank. After receiving the money, the bank will contact you for confirmation, and when it expires, the bank will send it to your account according to the acceptance method. In the early stage, you only need to go to the bank for confirmation according to the notice of the bank and the other party. The specific front desk will tell you what information you need to fill in.
Question 9: How to operate electronic bank acceptance bills If there are two discount methods, one is buyout, that is, after the bank issues it, it directly endorses it to the funder, and the funder immediately transfers it to the company's corporate account. One is direct posting, that is, the customer goes to the bank to provide the basic information of the enterprise, opens a discount account, and after verification, the bank transfers the money from the discount account to the enterprise account designated by the customer. The process of invoicing: first submit the information to the bank, have a deposit account in the bank and have a real entrusted payment method with the bank. If the qualification of the enterprise is good, there will be no problem, but there are many auditing links for invoicing.
Question 10: What should I do after the bank's electronic acceptance expires? The circulation of electronic acceptance is based on enterprise online banking, so it is necessary to open enterprise online banking first, and then there is a separate function called electronic bill in enterprise online banking. This function is opened separately, and electronic acceptance can be received after opening.
If you are not clear, consult Wuhan Tianxiatong Business directly.