In case of face-to-face interview, credit cards applied through online channels (except door-to-door application and professional application) need to bring the original ID card (temporary id card can't handle it) to any China Merchants Bank for face-to-face interview. Students need to apply at any outlet in the city where the school is located. ) Failing to apply for a face-to-face interview within the time limit is deemed as an automatic waiver of applying for a credit card. And you can't submit a credit card application again through online channels within 90 days.