1. To handle a joint bank account, we must first make clear the proportion of account shares held by each party.

2. Promise the other party to withdraw money together or authorize the withdrawal.

3, after the establishment of the above content, respectively, to carry personal identity cards, for savings cards.

4. Provide the ID card of the account owner, open a joint account at the counter, and it will take effect after being signed and sealed by all the holders.

The meaning of joint account

A joint account refers to an account opened by two or more people but less than five people. Joint Account Only three domestic banks can open cooperative accounts, namely China Bank, China Industrial and Commercial Bank and China Construction Bank. However, joint accounts can only be established with the permission of all holders.

Joint accounts are controlled by the terms of the contract. As a financial intermediary, banks need to strictly implement the contract terms to manage authorized accounts. The operation steps of joint account are also very simple.