Mr. Li is blind and runs two blind massage shops. Due to business expansion, in order to facilitate the flow of funds, not long ago, Mr. Li came to the bank to apply for a credit card, but was rejected. Mr. Li said that the bank asked him to sign every time. If he doesn't sign it, he won't do it, even if he asks the lobby manager and leader, it's useless. However, he is blind and can't sign.

Mr. Li claims that he has a good credit record and the ability to take risks. Why can't he enjoy a credit card of his own? In this regard, the bank manager said that the blind can't see, and how others operate is risky. Moreover, it is also the bank's system to require the user to sign himself.

Mr. Li consulted the banking regulatory bureau, and the staff said that the banking regulatory bureau has no specific regulations on the handling of credit cards, and whether it is flexible depends on the banks themselves. In desperation, Mr. Li went to a number of banks for consultation, and all the answers he got were that he had to sign himself before he could handle it.

Industry insiders told Cai Xiao that the banking industry has different procedures for handling business for the visually impaired. The staff of the bank involved also said that the operation process is "different at different outlets".

The bank said that blind people were not allowed to apply for credit cards.

The staff of a bank told Cai Xiao that blind people are not advised to apply for credit cards because they can't confirm and sign the application materials, and credit cards are closely related to personal credit information.

Some bank staff also said that for special people, with the help of others, you can read the relevant application instructions through official website, submit the card application and then go to the branch to confirm the application in person, which can save the step of copying the whole statement, but you can't omit the signature. If blind people can't write Chinese characters, I'm afraid they can't handle it.