I have to. To borrow money from Xiaoman app, you need to fill in personal information. The signature is to let the official know that it is my operation, and electronic signature is necessary. "Qianhua" is Du Xiaoman's financial credit service brand. Its original name was Baidu Qianhua, and it was renamed as "Qianhua" in June 20 18. Its orientation is to provide personal consumer credit services for the public and create an innovative consumer credit model.