1. Bring your valid personal identification and build a bank card, and handle it at any CCB outlet;
2. Ask the staff to explain the purpose and cancel the bank card;
3. Ensure that there is no balance or debt in the card;
4. Fill in the bank card cancellation application form and sign it;
5. Submit materials to the counter staff for cancellation procedures;
6. Cut the magnetic stripe of the bank card to prevent it from being used by others.
The main business of China Construction Bank
China Construction Bank provides credit fund loans, residents' savings deposits, foreign exchange business, credit card business, policy-based housing reform finance and personal housing mortgage loans.
Credit card business
China Construction Bank, as a state-owned bank that set foot in issuing credit cards earlier in China, has many kinds of credit cards.
China Construction Bank Credit Card
All credit cards issued by CCB are named "Longka". The types of dragon cards that have been publicly issued include: Dragon Card School Card, Dragon Card Business Card, Dragon Card Automobile Card, China Eastern Airlines Dragon Card, Shanghai Volkswagen Dragon Card, Dragon Card Hong Kong Wonderful Travel Credit Card, China Construction Bank VISA Card, Yilong Changxing Dragon Card, Mango Travel Dragon Card and Dragon Card (Masters Cup) Tennis Card.
Bank card refers to a credit payment tool issued by commercial banks (including postal financial institutions) with all or part of the functions of consumer credit, transfer settlement, cash deposit and withdrawal, etc.
Bank card reduces the circulation of cash and checks, which makes the banking business break through the limitation of time and space and undergo fundamental changes.
Credit cards are divided into credit cards and quasi-credit cards. Credit card refers to the credit card that the issuing bank gives the cardholder a certain credit limit, and the cardholder can spend first and then repay. Quasi-credit card refers to a credit card in which the cardholder deposits a certain amount of reserve fund according to the requirements of the bank, and when the reserve fund is insufficient to pay, it can be overdrawn within the credit limit stipulated by the issuing bank.
CCB bank card balance inquiry methods are as follows:
1. Network query:
Cardholders bring their ID cards and bank cards to any CCB business hall, apply to the staff for balance inquiry, and can inquire after verifying their personal identity.
2. ATM inquiry:
The cardholder can take the bank card to the ATM machine, insert the card into the ATM machine, enter the password, and make inquiries according to the operation prompts.
3. Customer service telephone inquiry:
The cardholder can call the customer service center of CCB at 95533, choose the manual service according to the telephone voice prompt, and can inquire with the help of the staff.
4. Online banking inquiry:
Cardholders can log in to China Construction Bank official website (/home/indexv3.html), log in to their personal online bank account, and check the bank balance in the personal bank card interface.