The 12123 compulsory traffic insurance electronic certificate is an electronic version of the compulsory traffic insurance policy issued by the traffic management department. It has the same legal effect as the paper policy and provides car owners with a convenient way to manage insurance certificates.
1. Obtaining and using the 12123 compulsory traffic insurance electronic certificate
After successfully purchasing the compulsory traffic insurance, car owners can obtain the electronic certificate of compulsory traffic insurance through the 12123 platform. The voucher is stored in the form of electronic data, and the owner can view, download and print it at any time on his mobile phone. Compared with traditional paper insurance policies, electronic vouchers are not only convenient to carry, but also reduce the use of paper and are more environmentally friendly.
When using the 12123 compulsory traffic insurance electronic voucher, car owners need to ensure the normal operation of the electronic device and the integrity of the voucher. During annual vehicle inspections, traffic accident handling or related law enforcement inspections, car owners can present electronic certificates to prove that they have purchased compulsory traffic insurance.
2. Legal validity of electronic vouchers
According to relevant laws and regulations, 12123 compulsory traffic insurance electronic vouchers have the same legal validity as paper insurance policies. When car owners present electronic vouchers, relevant departments should recognize and accept them. Therefore, car owners do not need to worry about the legality and validity of electronic vouchers.
At the same time, car owners should also pay attention to protecting the security of personal information and credentials when using electronic vouchers. Avoid leaking electronic vouchers to others to avoid unnecessary losses.
3. Convenience and advantages of electronic vouchers
The promotion and use of 12123 compulsory traffic insurance electronic vouchers has brought many conveniences to car owners. First of all, car owners no longer need to worry about keeping and carrying paper insurance policies. They can check and use electronic vouchers anytime and anywhere. Secondly, the real-time update function of electronic vouchers allows car owners to understand the policy status in a timely manner and avoid problems caused by expiration or omission of policies. In addition, the use of electronic vouchers can also help improve the work efficiency of traffic management departments and reduce the printing and distribution costs of paper policies.
In summary:
As a new form of insurance certificate, the 12123 compulsory traffic insurance electronic certificate is legally valid, convenient and practical. Car owners can obtain and use electronic vouchers through the 12123 platform and enjoy convenient insurance management services. At the same time, car owners should also pay attention to protecting the security of personal information and credentials when using electronic vouchers.
Legal basis:
"Road Traffic Safety Law of the People's Republic of China"
Article 17 provides:
The state implements a compulsory third-party liability insurance system for motor vehicles and establishes a social assistance fund for road traffic accidents. Specific measures shall be prescribed by the State Council.
Regulations on Compulsory Motor Vehicle Traffic Accident Liability Insurance
Article 12 stipulates:
When signing a compulsory motor vehicle traffic accident liability insurance contract, the policy holder The entire insurance premium shall be paid in one lump sum; the insurance company shall issue an insurance policy and insurance logo to the policy holder. The insurance policy and insurance logo shall indicate the insurance policy number, license plate number, insurance period, name, address and claims telephone number of the insurance company.
"Electronic Signature Law of the People's Republic of China"
Article 3 stipulates:
Contracts or other documents, documents, etc. in civil activities For documents, the parties may agree to use or not use electronic signatures and data messages.
The legal effect of documents agreed by the parties to use electronic signatures and data messages shall not be denied simply because they are in the form of electronic signatures or data messages.