Hello! When making a medical insurance plan for mothers with social security, we must pay attention to the effective combination of social security and commercial medical insurance in a certain proportion. Only in this way can we effectively protect our usual medical and health risks. After all, social security is only the most basic form of security, and commercial health insurance can supplement social security well.
Attention should be paid to making medical insurance plans for mothers with social security;
1. Be sure to read the insurance liability clauses carefully before buying health medical insurance to understand the scope of health medical insurance.
2. Pay attention to telling the truth and autographing when applying for insurance, choose a hospital recognized by the insurance company when staying in hospital and report the case in time, and ask the agent to list the required information at one time and save it as needed.
3. Pay attention to the deductible clause. For compensatory medical insurance, the insurance company stipulates the deductible, and those below the deductible cannot get compensation.
Nowadays, the pressure of social medical expenses is increasing. In addition to relying on medical insurance, if possible, we should also plan ahead and increase the necessary commercial health insurance for our mother. Provide a variety of commercial health insurance coverage, you can choose the commercial health insurance coverage that suits you according to your own needs.