The activity time is from now until 202165438+February 3 1.

Customers who bind the BOC debit card to WeChat payment for the first time during the activity of the activity object (excluding customers who untie the card and re-bind).

Activity Content When the customer binds the BOC debit card for the first time in WeChat payment, they will receive the 5 yuan WeChat payment reward and immediately automatically enter the customer's WeChat "I"-"Card Package"-"Voucher and Gift Card". Customers can enjoy a discount of 5.0 1 yuan in 5 yuan next time they choose a BOC debit card for WeChat payment. The deduction is valid for 7 days, and only individual WeChat payment merchants are not available. Card binding channels include WeChat App and China Bank Mobile Banking App. During the activity, the same user can only participate once, and the number of places is limited. First come, first served while stocks last.

Use process (1) to bind BOC debit card in WeChat payment, or select WeChat to bind BOC debit card in the one-click binding card area of mobile banking; (2) After the card is tied, the WeChat message is pushed and the payment has been credited to the customer's account. Customers can check on WeChat-My Card Package-Vouchers and Gift Cards; (3) The cashier will prompt a Zhang Zhongxing debit card to resume the next payment; (4) The payment success page prompts the preferential amount and content.

Alipay's first tie is polite.

The activity time is from now until 202165438+February 3 1.

Customers who bind the debit card of China Bank to Alipay for the first time during the activity (excluding customers who untie the card and then re-bind).

Activity: When a customer binds a BOC debit card to Alipay for the first time, he will receive a 5 yuan Alipay red envelope and immediately put it into the "Card Package"-"Card Voucher"-"Coupon" of Alipay App. Customers can enjoy the discount of 5.0 1 yuan and 5 yuan when they choose BOC debit card with Alipay next time. The red envelope is valid for 7 days, only for Alipay online consumption or offline payment to the store. Individual merchants are not available. Card binding channels include Alipay App and China Bank Mobile Banking App. During the activity, the same user can only participate once, first come, first served, while stocks last.

Bind the BOC debit card in the Alipay usage process (1), or select Alipay to bind the BOC debit card on the BOC mobile banking one-click binding card page; (2) Alipay red envelopes are automatically put into the "card package"-"card coupon"-"coupon" of Alipay App; (3) When making the next payment, adjust the cashier and choose the BOC debit card to enjoy the discount; (4) The payment success page prompts the preferential amount and content.

Credit card or Alipay repayment randomly reduces activities.

The activity time is from now until 65438+February 3 1.

Bank of China Debit Card Customers in Activity Object

During the activity, use the credit card repayment function in WeChat or Alipay to repay 1000 yuan (inclusive) at any bank, and the amount will be randomly reduced by 3 ~ 99 yuan. During the activity, the same user can only participate once. * * * 654.38+0.5 million discount places, first come, first served.

Note: If the customer does not see "This bill can be reduced or exempted at will" after entering the WeChat payment password, it means that the activity quota has been used up or has exceeded the limit of preferential use times.

Customize the scene with Alipay and randomly reduce the activity.

The activity time is from now until 65438+February 3 1.

Bank of China Debit Card Customers in Activity Object

During the activity, use China Bank debit card or credit card to pay a single 500 yuan (including the above) through Taobao, Tmall, Hungry, Life Payment, Youku, Box Horse, Flying Pig and other channels, with a random reduction of 3 ~ 99 yuan. During the activity, the same user can only participate twice. * * * 654.38+0.5 million discount places, first come, first served.

Note: When the customer enters the Alipay payment password, if the message "This order can be reduced at random" is not displayed, it means that the activity quota has been used up or has exceeded the limit of the number of times to use the discount.

Related Q&A: Where can I get a birthday present from China Bank app? As a VIP customer, I will call you to get a gift. Bank of China Mobile Banking provides financial services including account management, transfer and remittance, investment and wealth management, credit card, people's livelihood payment, electronic payment, and many value-added services such as preferential activities, reservation and queuing at outlets, personal life, self-registration, deposit and loan interest rates, foreign exchange quotations and wealth management products. Related questions and answers: If you deposit money in the bank, what gift should the bank give? What is the most expensive gift? I have worked as a grassroots financial manager in a bank, and it is no stranger to give gifts to depositors.

Gifts are given to depositors in almost every bank, even every financial manager. There are all kinds of gifts, but only a few. Below I will briefly list a few:

First, simple and rude anti-cash

Many rural credit cooperatives and some city commercial banks give customers cash directly in addition to interest. The amount of cash is also increasing year by year. About 20 14, 1 10,000 yuan deposit may be given to 18, 20 15, 1 10,000 yuan deposit may be given to 30 yuan, and it will rise to 50 yuan around 20 16.

This amount varies at different times of the year, and more is given to customers at the beginning and end of the year. The difference of this amount in different regions is also obvious. As far as I know, when some banks in Henan are converted to 30 yuan, some banks in Hebei are converted to 80 yuan.

Second, the bank purchases gifts in a unified way and redeems points.

Banks use marketing expenses to buy a large number of gifts in some wholesale markets, either in sub-branches or sub-branches. Give corresponding gifts according to the customer's deposit amount.

The choice of gifts generally has the following principles:

The price is not that high, but it looks bigger. Such as a cool quilt in summer. The price is not that high, but everyday items, such as toilet paper, shampoo and so on. It looks high-end, but it's actually a fake brand. For example, Su's rice cooker, suitcase, who loves who (not China), and so on. Third, the wealth management manager independently chooses customized gifts.

Some banks give customers marketing expenses to financial managers and need invoices for reimbursement. If the financial manager doesn't spend it, the money will be gone. Many financial managers will buy some gifts for big customers.

This kind of gift is relatively better, because the financial manager will spend these expenses on customers who have made outstanding contributions to the performance. I sent a parent-child tour to my 5 million time deposit customer before, which cost about 5000 yuan.

The above-mentioned behaviors, especially those with banks as the unit, are not allowed by the regulatory authorities and are suspected of malicious competition. However, banks have no choice. In order to pull deposits, they are all done privately, and some even let the wealth management manager send gifts directly to customers' homes.

The appearance of this phenomenon is actually caused by the imperfect marketization of interest rates. To attract deposits, banks are willing to pay different costs. Banks can't make a fuss about interest rates, they can only give customers extra high gifts.

The emergence of certificates of deposit basically solved this contradiction. The deposit interest rate is set by the bank independently, and the bank also sets the interest rate above the traditional deposit. As far as I know, few banks are still sending high-value gifts to customers with large certificates of deposit. Some banks even canceled the activities of giving gifts to customers with large deposit certificates.

It is abnormal to save money and give gifts, similar to sales rebates, which is not conducive to the development of banks. With the improvement of the banking system, gift-giving will disappear sooner or later.

Bank research monk, you study, I will follow!