"Thank you, I didn't expect to lend it out so soon!" Mr. Li, a customer of Liwa Village in Lombardi Town, said excitedly on the phone.
On April 25, 2023, according to the requirements of epidemic prevention and control, Lombardi Village was completely closed, the school was closed, and all shops were closed. The account manager of Jiyuan Rural Commercial Bank Branch received a phone call from the customer Mr. Li. There was an anxious voice on the other end of the phone: "I need liquidity urgently." Now Lombardi town can't get in. How can I get a loan? "It is understood that this client and his wife are both working in Unicom and live in Tai 'an Square. They urgently need 50,000 yuan to buy underground parking spaces in the community. After understanding the situation, the customer immediately recommended the new "agriculture-related e-loan" loan product of our bank to Mr. Li. Under the patient and meticulous guidance of the account manager, Mr. Li completed all the operations in less than 5 minutes and got the loan. Afterwards, Mr. Li called the account manager and said, "I didn't expect that our rural commercial banks could also lend online, and it was so convenient and fast." "
During the epidemic prevention and control period, considering that residents in the jurisdiction could not go out at home and various businesses could not be carried out normally, the bank launched online business in an all-round way. Account managers provide customers with one-to-one impact-free and personalized online financial services through telemarketing, which effectively solves the problem of customers' difficulty in using money.
"Bold" Digital Finance Service Department
Boss Kong is 47 years old. He is a native of Pei Village. He is engaged in excavator operation and has been away from home for work all the year round.
Jiyuan Rural Commercial Bank has always strictly implemented the epidemic prevention and control requirements, actively promoted the online migration of financial services, and made every effort to do a good job in financial services, so that "non-contact services" can efficiently meet customer needs and tide over the difficulties with customers.
Science and technology empower, improve quality and increase efficiency, and inclusive finance helps revitalize.
"Since this year, Rural Commercial Bank launched the' Rural Commercial E-loan' product, I have felt unprecedented convenience and speed." A customer who is engaged in used car business in Tiantan and engaged in deposit and loan business in rural commercial banks all the year round said excitedly.
More convenient. "The account manager contacted me to collect data and information. You can often see them coming to the village to serve door to door at night. From the first time to the present, the bank has provided on-site service. This makes me feel the great changes in the service concept of banks, and rural commercial banks have truly served the three rural areas. In today's economic society, this not only solves the trouble of going back and forth to the bank, but also saves us valuable time. " A customer said.
Faster. Rural e-loan products are unsecured, unsecured and pure credit, which greatly facilitates customers and can obtain loans by scanning the code. Don't worry about finding a guarantor as before. I used to apply for a loan, but I often couldn't get the information and had to run back and forth. Now, customers can complete the operation process in a few minutes with an ID card at home.
More flexible. The loan will pay interest on a daily basis. Choosing the repayment method independently can not only solve the short-term and emergency capital demand, but also save the financing cost.
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