Nowadays, the online world is all-encompassing, and "exotic" insurance types emerge one after another: illegal sticker insurance, Xiong Haizi disaster insurance, helping the elderly to be wrongly insured, forgetting to wear long trousers, caring for cooks, gastrointestinal insurance, acne insurance and so on. There are so many types of insurance that you can't imagine, but you can't.

Most Internet insurance fees are not high, as long as 1 yuan is cheap, and "Mao Mao Rain" is thrown casually; More than a hundred dollars, it doesn't hurt to spend it. In addition, many types of insurance provide customized "packages", and both WeChat and Alipay can transfer money. As a result, the personalized and non-intermediary way of "my insurance is my master" has been welcomed by more and more consumers, especially young people. According to statistics, more than 70% users of Internet insurance are young people from the 1980s to the 1990s.

However, for consumers, some internet insurance is actually not insurance!

First, there are fraud-deception and illegal collection-suspicion-suspicion.

Second, it is gambling, and "online insurance" may be online gambling.

Third, businesses are vague about key information, and product names are false.

The fourth is the risk of personal information loss or disclosure.