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Is Yin Hang Consumer Finance a Consumer Finance Company?
Yin Hang Consumer Finance is a consumer finance company, not a loan platform. Loan platforms generally refer to specific loan products, while consumer finance companies may have multiple loan products. Therefore, to distinguish between loan products and consumer finance companies, it depends on the product name and whether there is the word consumer finance. Consumer finance is a licensed institution. Users applying for loan products in consumer finance of Hangzhou Bank are legal and compliant in both loan process and loan interest.

Hangzhou Bank Consumer Finance Co., Ltd. was established on February 3, 20 15, 15. It is a licensed consumer financial institution approved by China Banking Regulatory Commission, with Hangzhou Bank as the main sponsor and China Yintai and other well-known enterprises participating, with a registered capital of 2,566,543.8 billion yuan. Registered place: No.38, Chun Qing Road, Xiacheng District, Hangzhou, Zhejiang. The registration authority is Hangzhou Municipal Market Supervision Administration, and the shareholders are Zhejiang Netsun business treasure Co., Ltd., China Yintai Investment Co., Ltd. and Hangzhou Bank Co., Ltd.

1. The full name of consumer finance in Yin Hang is Yin Hang Consumer Finance Co., Ltd., which is a company specializing in issuing micro-credit loans, providing users with unsecured pure credit consumer loans. Personal credit information must be good when handling loans. If the personal credit is not good, the platform will directly refuse the loan, which needs everyone's attention.

2. Users borrow money on this platform, and different users get different credit lines, but they return it on time after using it. The credit line will increase. In order to ensure timely repayment after borrowing, users should measure their repayment ability when applying for loans and know what income they use to repay.

3. It should be noted that overdue loans will be uploaded to the credit information center, which will affect the handling of various loans, such as car loans or mortgages. In addition, the overdue arrears will be retained in the credit information for 5 years after being returned, and will automatically disappear after 5 years. If it has not been returned, it will remain in the credit report.

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