Because CCB has many wealth management products, including self-operated products and consignment products. Self-financing products are divided into capital preservation type and non-capital preservation type. If you choose the capital preservation type, you will not lose money, with low risk, but the income is not high. However, the wealth management products on consignment are risky and usually do not break even, that is, investment failure will lead to losses, but the income is also high, mainly funds, insurance, foreign exchange, precious metals and other products.

Extended data:

CCB's own wealth management products are divided into two categories: dry RMB series and foreign exchange series. Including thousand yuan-private, thousand yuan-share, thousand yuan-share, thousand yuan-full, etc. The minimum purchase amount is 50,000, and the yield is around 3%-6%, mostly around 4.5.

This series of wealth management products can be divided into principal-guaranteed and non-principal-guaranteed wealth management products. Gan Yuan Volkswagen Yuexiang series belongs to principal-guaranteed wealth management products, such as Gan Yuan-Iman, Gan Yuan-Nikko, Gan Yuan-Sun Xinyue Yi and other non-principal-guaranteed wealth management products. Users can choose according to the specific situation of the product.

China Construction Bank-Gan Yuan-Enjoy RMB wealth management products with guaranteed capital.

China Construction Bank-Gan Yuan-Kaixinxiang Wealth Management Products