Banyan flower has a membership fee of 50, which can be paid. But the conditions need to be met. Banyan Tree Loan To apply for a Banyan Tree loan, the applicant must be between 22 and 55 years old and can submit personal information such as ID card, mobile phone operator, contact person and bank card. The maximum loan amount of the product is 200,000 yuan, but the actual next payment is basically within 6.5438+0.5 million yuan, and the service life is 654.38+0.2.