China Life Fu Edition:
What are the advantages of Guo Richest Man Extreme Edition?
How much is the national richest man extreme edition a year?
The difference between children's national birthday blessing extreme edition and children's peace blessing
I. National Life Insurance Rate for 0-year-old and 6-month-old babies
(1) Insure a 0-year-old boy with the insured amount of 300,000 yuan, the payment period is 20 years, and the annual premium is 3,999 yuan.
(2) A boy born six months ago bought the "China Life Insurance Fu Children's Edition Combination Plan", with the basic coverage of 300,000 for the main insurance, namely, China Life Insurance, Xiangrui whole life insurance, and 300,000 for the additional insurance, namely, Children's Disease Insurance. If the payment period is 20 years, the payment will be as follows:
China Life Blesss Auspicious whole life insurance-2370 yuan/year-lifetime guarantee.
China Life will pay the critical illness insurance in advance-65,438+0, 230 yuan/year-lifetime protection.
China Life Insurance's supplementary child disease insurance-360 yuan/year-is guaranteed until the age of 30.
Children's disease insurance exempted from additional premium of China Life Insurance -39 yuan/year-the insurance period is 20 years (the same as the main insurance payment period).
The total annual premium is 3,999 yuan/year, and the total cost for 20 years is 79,989 yuan.
Second, the 30-year national life insurance rate.
(1)30-year-old Mr. Fu has insured the "China Life Insurance" portfolio plan, with a basic coverage of 300,000 yuan, a payment period of 20 years, and an annual premium of 8,880 yuan, which is guaranteed for life.
(2) Male, 30 years old, insured with China Life Regular Edition, with the guarantee period of 60 years, the insured amount of 300,000 yuan, the payment period of 20 years and the annual premium of 3,822 yuan.
(3)30-year-old male, insured by China Life Life Life Edition, with the insured amount of 300,000 yuan, the payment period of 20 years and the annual premium of 8,880 yuan.
3. As China Life will be listed in August, please look forward to the specific rate table. Warm reminder: buying critical illness insurance "sooner rather than later". The older you get, the higher the premium you pay. As for the choice of critical illness insurance products, it should be decided according to the individual's economic ability. Generally speaking, low-and middle-income people can consider buying regular critical illness insurance to provide due protection for health at a lower cost; It is recommended that people with certain financial strength buy lifelong critical illness insurance. If the insured is over 30 years old or even 35 years old, it is suggested that the combination of "regular serious illness+lifelong serious illness" should be adopted to maximize the protection.