However, before that, Senior Sister still suggests that you first learn about the relevant contents of the added whole life insurance:
Who can manage money and ensure growth in whole life insurance? Is it worth starting with?
As can be seen from the above figure, the protection of Hengli whole life insurance, the cornerstone of Prudential, is actually relatively simple, but there are some highlights:
1, minus the disclaimer.
Whole life insurance, the cornerstone of Prudential, has only three exemption clauses, which are actually relatively few.
In fact, the insurance company has set up an exemption clause to tell consumers under what circumstances, the insurance company will not bear the insurance liability.
Therefore, the more exemption clauses, the narrower the scope of product protection, and the more unfavorable it is to the insured.
In the whole life insurance market, there are three, five and seven common exemption clauses. As the cornerstone of CITIC Prudential, the exemption clauses of Hengli whole life insurance are few and quite good.
Some friends may also want to know the relevant contents of the exemption clause. You can poke the following:
What is the exemption clause of insurance? what do you think? If you don't understand, you will suffer a big loss!
2. Policy benefits are practical.
The policy rights and interests of Xincheng Hengli whole life insurance cornerstone include policy loans, premium advance and reduction.
These policy benefits are actually more practical, such as policy loans:
During the validity period of the main insurance contract, consumers can apply for loans from insurance companies. The maximum loan amount is 80% of the cash value of the main insurance contract at that time. After deducting your outstanding policy loan and interest, the loan period does not exceed 6 months.
Limited to space, senior sister will not analyze other policy rights in detail. Friends who want to know can poke the following:
Is the whole life insurance value of the cornerstone of Prudential worth buying? Is the income high?
Hope to adopt
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