For example:
Suppose the planting area is 4 million mu, the yield per mu is 300 Jin, and the soybean yield is about 600,000 tons. If the mode of "insurance+futures" OTC option is adopted, the agreed protection price of insurance at the beginning of the year is 4,400 yuan per ton, the premium is 4,400 yuan per ton in 260 yuan, and the national policy subsidizes 200 yuan per ton, then the annual financial subsidy is only/kloc-0.2 billion yuan. By the end of the year, the purchase price dropped from 4,400 yuan to 3,900 yuan a ton, basically avoiding the downside risk. In the same situation, let's take a look at the soybean variety policy. By the end of the year, the price of soybean has dropped to 3900 yuan/ton. According to the target price of 4400 yuan/ton at the beginning of the year, one ton needs to subsidize 500 yuan. Purchasing and storage policy, if the agricultural purchasing and storage price subsidy is adopted, the purchasing and storage price alone is 600,000 tons of soybeans, and the purchasing and storage needs 6.24 billion yuan, and then the loss cost of capital purchasing and storage is calculated. The annual storage cost alone exceeds one ton in 200 yuan, approaching1.200 million yuan. Therefore, the application of "insurance+futures" subsidy is a win-win situation for the government and farmers, and most of the risks are borne by futures products.