China Economic Net Beijing 65438+February 28th? Yesterday, the website of China Banking and Insurance Regulatory Commission, China published the information disclosure form of administrative punishment of Beijing Banking Insurance Supervision Branch (J.B.J. Supervision Punishment Zi [202 1] No.36). Beijing Huairou Rongxing Rural Bank has the illegal facts of illegally carrying out interbank deposit business and transferring collateral evaluation fee. Beijing Banking Insurance Regulatory Bureau is based on Article 46 of the Banking Supervision Law of the People's Republic of China and Article 73 of the People's Republic of China (PRC) Commercial Bank Law. Wang Tiejun was given an administrative penalty of warning. ?

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Article 46 of the Banking Supervision Law of the People's Republic of China: In any of the following circumstances, the the State Council banking financial institution shall order it to make corrections and impose a fine of more than 200,000 yuan but less than 500,000 yuan; If the circumstances are particularly serious or are not corrected within the time limit, it may be ordered to suspend business for rectification or revoke its business license; If the case constitutes a crime, criminal responsibility shall be investigated according to law:

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(1) Appointing directors and senior managers without qualification examination;

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(2) Refusing or obstructing off-site supervision or on-site inspection;

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(3) Providing false statements, reports and other documents and materials or concealing important facts;

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(4) Failing to disclose information as required;

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(five) a serious violation of prudent operating rules;

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(6) Refusing to implement the measures specified in Article 37 of this Law.

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Article 73 of People's Republic of China (PRC) Commercial Bank Law: If a commercial bank causes property damage to depositors or other customers under any of the following circumstances, it shall bear interest and other civil liabilities for delayed performance.

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(1) delaying or refusing to pay the principal and interest of the deposit without reason; ?

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(two) in violation of the provisions of the bill acceptance and other settlement business, not to cash, not to enter the payment, to hold the ticket, to hold the ticket or to refund the ticket in violation of the provisions; ?

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(3) illegally inquiring, freezing or deducting personal savings deposits or unit deposits; ?

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(4) Other acts that violate the provisions of this Law and cause damage to depositors or other customers. ?

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Under any of the circumstances listed in the preceding paragraph, the the State Council Banking Regulatory Authority shall order it to make corrections. If there is illegal income, the illegal income shall be confiscated, and if the illegal income is more than 50 thousand yuan, a fine of more than one time and less than five times shall be imposed; If there is no illegal income or the illegal income is less than 50,000 yuan, a fine of not less than 50,000 yuan but not more than 500,000 yuan shall be imposed. ?

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Article 89 of the Law of People's Republic of China (PRC) Commercial Bank: If a commercial bank violates the provisions of this Law, the the State Council Banking Regulatory Authority may, according to different circumstances, cancel the qualifications of its directly responsible directors and senior managers for a certain period of time until life, and prohibit its directly responsible directors, senior managers and other directly responsible personnel from engaging in banking work for a certain period of time until life. ?

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If the behavior of a commercial bank does not constitute a crime, the directors, senior managers and other directly responsible personnel who are directly responsible shall be given a warning and fined between 50,000 yuan and 500,000 yuan. ?

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The following is the full text:

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Is it safe for Leping Rongxing Village Bank to save money? As long as it is approved by the CBRC, it is safe. Even if it goes bankrupt, if the state stipulates that it is less than 500 thousand, it will be fully compensated.

How about Rongxing Village Bank? Rongxing village bank is formal. With the theme of steady operation and scientific development, Harbin Bank adheres to the concept of "inclusive finance, Harmony and Prosperity" of Harbin Bank, and takes supporting agriculture, countryside and farmers and serving small and micro enterprises as its fundamental purpose, providing various banking services such as deposit, loan and settlement for local residents, individual industrial and commercial households and small and micro enterprises, actively participating in regional economic construction and earnestly fulfilling social responsibilities.

But do you guarantee interest? For example, I know that Rongxing Village Bank has deposit insurance, which is relatively safe, but it is much worse than big banks. Only when small banks go bankrupt or lack funds can depositors' principal and interest be guaranteed.

Is it reliable for Rongfeng Village Bank to save money? Changchun Economic Development Rongfeng Village Bank is a joint-stock commercial bank with independent legal personality, which was approved by the State Council Banking Regulatory Commission and initiated by Yanbian Rural Commercial Bank. Rongfeng Village Bank in Changchun Economic Development Zone is located in Changchun Economic and Technological Development Zone, Jilin Province, and has formed a series of fast and convenient banking service networks with rural credit cooperatives, rural cooperative banks and rural commercial banks in the province, such as free deposit and withdrawal, free remittance in the system and real-time transfer. The purpose of Rongfeng Village Bank in Changchun Economic Development Zone is to serve agriculture, countryside and farmers, communities and small and medium-sized enterprises, and its business scope is to absorb public deposits. Issue short-term, medium-term and long-term loans, handle domestic settlement, handle bill acceptance and discount, engage in interbank lending, engage in bank card business and other businesses approved by the CBRC. Changchun Economic Development Rong Feng Rural Bank is a joint-stock commercial bank approved by the Banking Regulatory Bureau.

Is it reliable for Rongxin Village Bank to save money? This is a kind of insurance that is cooperated by the industrial and commercial insurance company and the bank insurance department of the insurance company. Although I have not been cheated, if I retire now, not to mention interest, even the principal will not be fully refunded. You can take a look at the detailed instructions on the return of the principal on the page attached to your insurance, which explains in detail when and how much to return the principal. If it's not urgent, don't take it, and then return it when it expires.

Is the village bank deposit safe? Is there any risk? Is it a lie? -:Absolutely. Village banks are branches of rural credit cooperatives, not private enterprises. Institutions in rural areas are for the convenience of depositors. Don't worry, it's okay.

Is it safe to deposit in a village bank? -:Regular banks have all kinds of certificates, not newly renovated. They are all safe. If you are worried about the large amount, you can find one or two partners to deposit it together.

Is it safe to deposit money in the village bank? -:As long as the regular business outlets of banks are safe. Bank atm deposit process: 1. Insert the card first, enter the password, select deposit, and the door to deposit money below will open. 2. Make the money to be saved 65,438+00,000 yuan, tidy it up, don't have any broken corners, put it in, just click OK; 3. You may leave something unrecognizable after deposit. Count the rest and you will know how much you have saved. If the deposit is correct, confirm it at the point.

Is it safe to deposit in a village bank? -Rural banks are small in scale, weak in capital base and inferior in risk control to large commercial banks. Theoretically, rural banks are at risk of bankruptcy. However, the deposit products of rural banks, like other banks, are protected by the Deposit Insurance Regulations, and deposits within 500,000 yuan can also be paid.