Whether the debt collection methods of debt collection companies are legal or not depends on the specific debt collection methods. If the debt collection company repeatedly appears violence, telephone harassment, sending obscene, insulting, threatening or other information, which interferes with the normal life of others, it is illegal. These debt collection methods have damaged the legitimate rights and interests of debtors, and debtors can handle them by complaining to CBRC or calling the police. If other losses are caused, he can also ask the debt collection company for compensation.

legal ground

Article 42 of the Law of People's Republic of China (PRC) on Public Security Administration Punishment commits one of the following acts, and shall be detained for less than 5 days or fined for less than 500 yuan; If the circumstances are serious, he shall be detained for more than 5 days 10 days, and may also be fined up to 500 yuan:

(1) writing threatening letters or threatening the personal safety of others by other means;

(2) publicly insulting others or fabricating facts to slander others;

(3) fabricating facts, falsely accusing and framing others, and attempting to subject others to criminal investigation or public security administration punishment;

(4) Threatening, insulting, beating or retaliating against witnesses and their close relatives;

(5) sending obscene, insulting, intimidating or other information for many times to interfere with the normal life of others;

(six) voyeurism, sneak shots, eavesdropping, spreading the privacy of others.