"Moving and cracking methods"

Every time I want to buy something, I imagine that I will move in three or six months. There are a lot of things to move. Do you still want to take these things with you when it's hard? If the answer is no, think it over before you buy it.

2?

Pay more for yourself.

Ask yourself three questions before buying. Do I need this thing? Is it a need for health, growth or vanity? Do I like this thing? Do you really like it, or do you like it because you see others using it? Does this suit me? Is the operator not in line with my current spending power and is it suitable for my current living conditions?

When you have asked these three questions, you will know whether you need to buy this thing.

three

Buy more assets instead of liabilities.

Assets are things that can bring us positive returns, while liabilities are things that take money from our pockets.

For example, we have to spend money to eat every day. Spending money to eat is an asset, because we can't stand not eating. Food can supplement our energy, so money is naturally spent. Further consideration, a balanced diet is the same as the price of oily and salty junk food, so we should choose the former rationally. Good food is a quality asset of our health. Junk food can only help you when you are hungry. It's really not a good thing.

In this way, you can see which things you bought before are in debt, such as clothes that have only been worn once or twice, expired cosmetics, and electronic products that are about to be eliminated. Everything that doesn't bring you benefits after spending money has become liabilities, so before buying this thing, you should think about whether I will use it all the time, how long it will last, and whether the money spent is worth it.

Using these three methods when shopping, you will have a clear judgment on consumption, and then send you some suggestions:

1

Never be stingy with your investment.

What we have learned will always belong to us. For example, if you want to buy a new book and there is no electronic version online, then we can spend tens of dollars to buy genuine paper books, which is our investment. The accumulation of knowledge will make us get more wealth in the future, and we will be willing to spend the money.

2

Problems that can be solved with money should be solved with money as much as possible.

Sometimes, to save money, we waste more time. For example, if you want to save some money to rent a house, you rent a place far from your work place. We waste a lot of time commuting every day, which we can use to learn to invest in ourselves. It is very unwise to waste so much time in order to save some money!

three

Accumulate your own list of good things

Make a list of things worth spending.

Give a few examples:

Video website member: If you often watch videos with a video software, you can buy a long-term member, because watching videos, there are advertisements for more than one minute at a time, which is really time-consuming. If you buy a member, you can not only see many newly released movies, but also completely block advertisements and have a great experience.

Private fitness course: self-exercise is not only self-disciplined, but also has no obvious effect and irregular movements. If you can afford it, you can pay for a course and stick to it, and you can also enjoy professional guidance.

High-quality travel: don't choose "poor travel" to go out to play to save money, just to increase your knowledge. Instead of taking some photos in popular scenic spots, it is better to plan a deep trip to really understand the local culture and broaden your horizons.

Driving test: don't think you don't have to take the test if you don't buy a car. At work, if you can't drive, you will lose many job opportunities invisibly. Driving school fees have soared year by year, and exams have become more and more strict. Do you regret not taking your driver's license earlier?

four

Regular items, make an annual plan in advance.

What girls need is nothing but clothes and skin care products. Besides clothes, boys may be electronic products. It's no use buying a hundred of these things. It is better to buy something of good quality and durable. For example, don't buy a lot of cheap clothes, but they should be cost-effective, of good quality and can be worn often. Buying good quality cosmetics is guaranteed, but buying too many cheap ones is also a waste, and cheap ones are not good for the skin.