Aggregate payment: also known as "converged payment", refers to a "payment service" that only engages in services other than "payment, settlement and liquidation", and relies on banks, non-bank institutions or liquidation organizations, their payment channels and settlement capabilities, and their own technology and service integration capabilities.

Integrate the payment services of more than one bank, non-bank institution or clearing organization, and provide merchants with payment channel services, collective reconciliation services, technical docking services, error handling services, financial service guidance, member account services, workflow software services, operation and maintenance services, terminal provision and maintenance, etc.

Extended data:

The characteristics of aggregate payment mainly focus on the following points:

Bookkeeping: multiple payment methods are integrated into a terminal platform, and the transaction details and summary amount of the store are clear at a glance, which solves the account problem of the merchant.

Cashier payment: It is a multi-code integrated cashier platform and payment platform, which integrates the QR codes of many mainstream payment platforms such as WeChat payment, Alipay payment, Baidu wallet, QQ wallet and Jingdong wallet, so it can be called integrated cashier+convenient payment.

Fan marketing: Some aggregate payment platforms can freely configure the official WeChat account in the background, and pay attention to the configured official WeChat account by default after payment. Drain the business O2O.

Precision marketing: Some platforms can accurately analyze the consumption trajectory data of fans/users through background functions, helping businesses to carry out accurate and effective marketing promotion.

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