Digital currency CBDC, the central bank, is called the central bank digital currency, and translated into digital currency, the central bank. The China version of CBDC is described as digital RMB, which is issued by the People's Bank of China, operated by designated operating institutions and exchanged with the public. Based on the generalized account system, CBDC supports the loose coupling function of bank accounts, which is equivalent to paper money and coins. CBDC is a controllable anonymous payment tool with value characteristics and compensation function. DC/EP is China's version of digital currency, which is translated as "digital currency and electronic payment tools". The central bank needs to contact the People's Bank of China for consultation when opening an account in digital currency.

Reply time: 2022-0 1-24. Please refer to the latest business changes announced by Ping An Bank in official website.