(1) To purchase new commercial housing, you must obtain the property ownership certificate or land use certificate.
Those who have completed the purchase and obtained the planning permit can be sold according to law.
(3) After the purchaser obtains the house ownership certificate or land use certificate, he can transfer the house ownership to the real estate registration management system and obtain the house ownership certificate or land use certificate.
(4) After the purchaser obtains the house ownership certificate, he can adjust the right to possess, use, benefit and dispose of the purchased house according to law.
⑤ After the purchaser obtains the house ownership certificate, he can hand over all the house ownership certificates to the trustee.
After obtaining the house ownership certificate, the purchaser can purchase the house in full. Please consult the local real estate trading center for specific procedures and processes.
Kunshan (Huaqiao) implements the policy of "recognizing houses and loans" and recognizes that "Suzhou has houses and the whole country has loans".
Recognizing the house means that when defining the second suite, if the buyer has the house registration information in "Su Yideng" and then buys a house, then the house will be defined as the second suite and above.
Loan identification means that when defining the second suite, if the house has registered the information of buying a house by loan in the bank credit information system, then when applying for a loan to buy a house again, the house will be defined as the second suite and above.
Recognizing a house and a loan means that when buying a house with a loan, as long as the borrower has a house in Suzhou or a mortgage record in the whole country, it is defined as a second suite or above.
Conditions for foreigners to buy a house in Kunshan
1, foreigners are restricted to purchase 1 set, and 1 year social security or tax payment certificate is required;
2. 3 sets of local restrictions;
3. Suzhou has no housing and no loan record, and the minimum down payment is 30%;
4. Minimum down payment of 50% for housing or loan records (settled);
5. The loan 1 set is not settled, and the down payment is 80%;
6. Three sets and upper limit loans;
7. Provident fund loans have been further tightened, and the maximum loan amount is 6 times the balance of the provident fund.
Legal basis:
Urban real estate management law
Article 1 This Law is formulated with a view to strengthening the management of urban real estate, maintaining the order of the real estate market, safeguarding the legitimate rights and interests of real estate owners and promoting the healthy development of the real estate industry.
Article 2 This Law shall be observed in obtaining the land use right of real estate development land, engaging in real estate development, real estate transaction and real estate management within the state-owned land (hereinafter referred to as state-owned land) in People's Republic of China (PRC) urban planning area.