The process is as follows:

1. The borrower applies for a loan and provides relevant information; Including work unit and contact telephone number.

2. The lending bank or company should check the customer's credit information, including whether the customer's credit rating has any illegal records. For self-employed and small and medium-sized enterprises, it is also necessary to investigate their operating conditions. After the bank has passed the examination, it shall sign a loan contract with the borrower.

3, the loan unit staff signed a contract with the customer, insurance and guarantee procedures.

Banks can lend money in a short time.

5. The borrower repays the loan on schedule.

Extended data

About applying for a loan:

1. The information provided to the bank should be true, my address and contact information should be accurate, and the bank should be informed in time if there is any change.

2. The loan purpose should be legal and compliant, and the transaction background should be true.

3. According to your repayment ability and future income expectations, choose the repayment method that suits you.

4. Apply for a loan amount according to your own ability, and usually the monthly repayment amount does not exceed 50% of the total family income.

5. Read the terms of the contract carefully and know your rights and obligations.

6. Repay on time to avoid bad credit records.

7. Don't lose the loan contract and IOUs. For mortgage loans, don't forget to cancel the mortgage registration after paying off the loan.

(Reference:

Baidu encyclopedia: loan)

What conditions does ABC need for personal loans?

Agricultural Bank personal loans need to meet the following conditions:

1. The borrower must be 18 years old and have full capacity for civil conduct;

2. Have full capacity for civil conduct and legal and valid identity documents;

3. Have the ability to repay the loan principal and interest;

4. Have a stable source of income;

5. Good credit status;

6. Other conditions stipulated by the Agricultural Bank.

Agricultural bank conditions:

1, age 18-65 years old;

2. China citizens with permanent residence in China, permanent residence in local towns and full capacity for civil conduct:

3. Have a good occupation with a just and stable income and the ability to repay the principal and interest of the loan on schedule; Law-abiding, no illegal acts.

Good credit record;

4. Open a personal settlement account with the lending bank (it is agreed that the borrowing bank will deduct the loan principal and interest from the personal settlement account designated by it);

5. Meet other requirements stipulated by China Agricultural Bank (other requirements of China Agricultural Bank shall also be met).

Agricultural Bank loan application process:

1. The Agricultural Bank applies for a loan and provides relevant information.

2. The bank shall review the personal qualifications and materials of the borrower.

3. After approval, the bank signs a loan contract with the borrower.

4. The bank will issue loans.

5. The borrower needs to repay the loan on time.

Legal provisions: Article 17 of the General Rules for Loans in People's Republic of China (PRC).

If the borrower is a natural person, it shall meet the following basic conditions:

1, with legal identity documents or valid residence certificates in China,

2. Have full capacity for civil conduct,

3. Good credit, stable income or assets, and the ability to repay the principal and interest on schedule.

4, unless otherwise stipulated by the administrative organ.

How to borrow an agricultural bank card?

It is suggested that you can apply for loans through formal banking channels, such as the "Netjet Loan" of Agricultural Bank of China.

Netjet loan refers to a small consumer loan which is granted by China Agricultural Bank in cash to individual customers of China Agricultural Bank who meet certain conditions, and is self-applied, quickly received, automatically approved and self-credited. It is recommended that you apply through formal channels, and don't trust the information of online lending platforms.

The following is the application process through Pocket Banking:

Step 1: Please log in to Pocket Bank and click the "Loan" option on the home page, as shown:

Step 2: Select the "online loan link" product, as shown in the following figure:

Step 3: Enter the NetJet loan introduction page, where the advance loan amount can be displayed, and click Apply Now, as shown below:

Step 4: Enter the application page, select the loan purpose, loan and repayment account (must be Zhang Yin's registered account), confirm personal contact information, check the consent option below, and then select Submit, as shown in the following figure:

Step 5: Select the loan and enter the signing information interface. After confirming that the information is correct, click Next to enter the face-brushing authentication. After the authentication is successful, click Start Authentication to enter the final signing interface, click OK to verify the security tool (KBao or KOrder), and then jump to the signing interface. After signing the contract successfully, you can click "Lending" directly.

Tips: The online loan application time is from 7: 00 to 22: 00 every day, and there will be a maximum limit every day. If it exceeds the limit of the day, the system will prompt that "the limit that can be applied for today has been used up, please apply again the next day", and the limit will be restored at 7:00 the next morning.

From July 25th, 20 19, new online loan customers can apply for loans through personal banking channels or super-counter channels. Personal online banking channel has been suspended, but loan inquiry and repayment can still be handled. For existing customers, personal online banking can inquire and repay, but it cannot lend money. If you need to operate a loan, you must handle it through a personal bank.

The actual loan of ABC is subject to the system approval. If you have any other questions, please consult the local personal loan center.

(Answer time: 202 1 April 21. In case of business changes, please refer to the actual situation. )

So much for the introduction of how the Agricultural Bank of China lends money.