Can I use ETC credit card?
ETC credit card is a kind of function card introduced by highway companies and banks, which can not only meet the financial business function but also support the payment function of highway, so ETC credit card can be used for daily consumption.
What kind of credit card is ETC?
Judging the quality of a bank, we can see a general clue from the market share. Credit card services such as ICBC, CCB, ABC and BOC. See the chart "20 18 ETC processing business of top ten banks" below for details.
What is the discount offered by each bank?
1. Bank of Communications
① Preferential activities that you can enjoy when you apply for ETC credit card: 50% discount in food business circle, six drunk driving and VIP rooms at Platinum Card users' airport, gas refueling discount, shopping reduction, etc.
② Annual fee rule: 120 yuan/year, the annual fee is exempted in the first year and six times in the second year.
2. China Merchants Bank
① preferential activities that can be enjoyed when handling ETC credit card: preferential car wash service, designated parking lot coupons, up to 8% cash back, free national highway rescue, etc.
② Annual fee rules: Puka 100 yuan/year, supplementary card 50 yuan/year; Gold card 300 yuan/year, supplementary card 150 yuan/year. If you spend more than 6 transactions, you can avoid the annual fee for the following year.
3. China Construction Bank
① preferential activities that can be enjoyed when handling ETC credit cards: free road rescue, equipment donation, car washing service, annual inspection of vehicles, 15% discount on traffic, etc.
② Annual fee rules: gold card annual fee 160 yuan, and ordinary 80 yuan card swiping for three times is free of annual fee. The other is the ETC credit card of the automobile industry. Although there are preferential activities such as car washing, the annual fee cannot be reduced in 200 yuan.
4. Agricultural Bank of China
The preferential activities that ETC credit card can enjoy: national free road rescue, Sinopec delivery 1000 when refueling, one-yuan car wash service, points that can be exchanged for cash or gifts in Meituan and other apps, etc.
② Annual fee rules: the annual fee for personal platinum card is in 580 yuan/year, the annual fee for supplementary card is free, the annual fee for the first year is free, and the annual fee for the following year is free after spending 12; Annual fee for personal gold card 160 yuan/year, and annual fee for supplementary card/year in 80 yuan. Free of annual fee in the first year, and free of annual fee in the second year after spending five times.
5. Bank of China
① Preferential activities that you can enjoy when you apply for ETC credit card: movie tickets in 8 yuan, hot spring tickets, 50 yuan for new customers in 99 yuan, bus 1 cent, food "coupons for 50 yuan 100 yuan" and so on.
(2) Annual fee rule: annual fee is exempted in the first year and six times in the second year.
6. Postal Savings Bank
① Preferential activities that you can enjoy when you apply for ETC credit card: free car inspection, cash back with gas, shopping discount, weekend pass discount, car washing service in 9 yuan, etc.
② Annual fee rules: gold card annual fee 125 yuan/year, ordinary card annual fee 50 yuan/year. Users who swipe their cards six times a year are exempted from the annual fee for swiping cards in that year.
7. Guangfa Bank
① preferential activities that you can enjoy when you apply for ETC credit card: you can get the driver's accident insurance right when you apply for the card, and you can get cash back after refueling 1%, with a 20% discount for spending over 3,000 yuan every month, and free road rescue.
② Annual fee rules: Puka 40 yuan/year, supplementary card 30 yuan/year; 80 yuan gold card/year, supplementary card 48 yuan/year. If you spend more than 6 transactions, you can avoid the annual fee for the following year. Both universal cards and gold cards are free of annual fees in the first year, and they are free of annual fees after spending six times in the second year.
8. Industrial and Commercial Bank of China
① preferential activities that can be enjoyed when handling ETC credit card: pass discount, payment discount, equipment gift, new customer discount, full fuel reduction, cash back for consumption, etc.
② Annual fee rule: ICBC ETC credit card is free of annual fee within the validity period of the card.
It is true that many banks even put up the slogan of 50% discount, but many consumers also reported that they could not get the 50% discount smoothly, or they would bundle consumption, or ask you to help promote sales. Although the preferential policies of several old banks are not particularly gorgeous, and the preferential policies are also national unified prices, they will certainly do what they promised and have a positive and friendly service attitude! That's why they can sit in the front seat of ETC. Many small and medium-sized banks in the ETC market have made preferential activities more suitable for daily driving life, so the right to choose finally returned to consumers. It's best to use it well and suit yourself.
Related hot search:
① How to handle ICBC ETC?
What is the ETC credit card limit?
Do ETC need a credit card?
@20 19