The qualification that private house mortgage is not protected by law refers to the inability to repay after private house borrowing. If it is a red house, you don't need to borrow money from private houses, you can borrow money from banks or other financial institutions. If it is a green house, there is no problem, because the green house property right certificate is invalid without the witness of a lawyer. At most, it is only used to build houses. Ownership belongs to you, and you have the final say in housing reform, expropriation and old city reconstruction. It is expressly stipulated that if the other party occupies your mortgaged property without your permission, you can go to him, because it is illegal to do so!

Second, private lending needs mortgage release. Is there an organization that specially commissioned the release?

need

Third, what are the advantages and disadvantages of private lending institutions' real estate mortgage loans?

First, the advantages of private lending institutions real estate mortgage loans:

1, quick loan. If the borrower meets the loan conditions and can provide complete loan procedures, he can get the loan on the same day, which can effectively solve the borrower's capital problem.

2. The threshold is low. At present, when private lending institutions handle real estate mortgage loans, there are almost no restrictions on the borrower's repayment ability and credit situation. As long as the procedures are complete, you can usually get a loan smoothly.

Second, the shortcomings of private lending institutions real estate mortgage loans:

1, with high cost. Due to the low threshold of real estate mortgage loans of private lending institutions, in order to control credit risk, the loan cost can only be increased. If the borrower needs to solve the capital problem in this way, he must determine the loan amount and term according to his actual situation.

2. It's not safe. There are many fraud companies in private lending institutions, which use slogans such as "simple procedures" and "low interest rates" to "charm" people who are in urgent need of funds.