Recently, the author learned from the Heyuan Central Sub-branch of the People's Bank of China that the sub-branch adheres to the guidance of Party building, actively practices the concept of "credit for the people and credit for the people", and focuses on "four focuses and four efforts" (focusing on demand hotspots, financing pain points, work priorities and publicity priorities, focusing on optimizing credit information service, solving the financing problems of small and medium-sized enterprises, solving the practical difficulties of the masses, and creating a good credit environment) to promote credit information service and effectively improve the masses.

It is reported that in view of the inconvenient inquiry of personal credit reports reflected by the masses, the sub-branch has made overall arrangements for the expansion of self-service inquiry agent points of personal credit reports. At present, the self-service inquiry of personal credit reports within its jurisdiction has gradually achieved job coverage at the city, county, district and town levels to meet the public's demand for inquiry services. The city has set up 20 personal credit report inquiry service points. In the second half of this year, it is planned to further expand the scale of distribution, strive to achieve a breakthrough of 50% new agency points every year, speed up the filling of blank distribution areas, improve the efficiency of credit information service, and let the masses "run less errands".

In view of the financing difficulties and expensive problems reflected by small and medium-sized enterprises, timely convey the spirit of relevant policies, guide banking institutions within their jurisdiction to continuously innovate platform financing products, actively meet the financing needs of small and medium-sized enterprises, further facilitate chattel and equity guarantee financing, and broaden corporate financing channels. By the end of July, Heyuan Yuexinrong Platform had registered 20,850 enterprises, signed credit contracts 14 10, issued bank credit products 178, and completed bank-enterprise financing matchmaking 1764, with an amount of 20.327 billion yuan. Registered users of Heyuan Zhongzheng Platform 1395, including small and micro enterprises1019; * * * facilitated 955 financing transactions, amounting to 27.657 billion yuan. Heyuan unified registration and publicity system for movable property and rights guarantee has completed 9 on-site audits by regular users of institutions, 289 new registrations and 887 inquiries.

In view of the problems that the credit report is difficult to read, the credit record of the online lending platform cannot be modified, and the enterprise cannot query the enterprise credit report because there is no code, the branch established a rapid response mechanism for credit objections and complaints related to the epidemic, actively accepted the objection application of the information subject, and handled and fed back the credit objections in time during the epidemic. By the end of July, 20021,the local corporate banking institutions in the jurisdiction had adjusted repayment arrangements or credit records for 364 people and 238 enterprises affected by the epidemic, effectively protecting the credit rights and interests of the people during the epidemic prevention and control period.

In addition, the sub-branch actively explores the road of integration of traditional radio stations and new media, taking rural radio stations as the starting point, and making use of the characteristics of strong timeliness, wide coverage and convenient listening of rural "loudspeakers" to compile and create a video of "Rural Radio Station for Credit Information: Cherish Credit Records and Enjoy a Happy Life", which vividly publicizes the history of the party and the story of credit information, makes credit education more grounded, and gets through the "last mile" of credit information publicity.

Related Q&A: How to query the sign code in the enterprise? Operation method: 1. You need to log in to the enterprise credit information system, click Information Query-Basic Information Query-China Tax Code Query to open the domestic enterprise query interface, and enter the institution credit code, organization code, national tax registration certificate number code and local tax registration certificate number code.

2. If the company list does not pop up, enter the code matching interface, enter the borrower's characteristics, enterprise name, organization credit code, organization code, registration number, taxpayer identification number (national tax) and taxpayer identification number (local tax), and click Next.

3. In the pop-up page, enter basic information such as "enterprise location", "registration type" and "borrower characteristics", and click "Issue Card". Finally, the system will automatically generate the enterprise identification code.

Data expansion: the enterprise's levy code refers to the original loan card number, and the levy code is also an enterprise loan card, which can be inquired at the local people's bank or the commercial bank where the enterprise handles related credit business. Enterprises and individuals who have not applied for loan cards may submit credit code certificates to financial institutions when applying for loans.