Is Pacific Insurance Company Reliable? Is the product good? Look at my analysis below ~
1. Company strength
China Pacific Insurance Company was established in 199 1, headquartered in Shanghai, with a registered capital of 9 billion. At the same time, it is listed on A shares and H shares. It is the second largest property insurance company in Chinese mainland and the third largest life insurance company in China, next only to China Life Insurance and Ping An in China. Judging from the data of the world's top 500 companies released by 19, it is no exaggeration to say that China Pacific Insurance ranks 199 as a "big company, big brand", just like the classic advertising slogan: a drop of water is injected at ordinary times, and there is the Pacific Ocean when it is difficult.
2. Solvency
For the solvency of insurance companies, the CIRC has put forward two hard indicators, namely, the core solvency adequacy ratio of insurance companies needs to be higher than 50%, and the comprehensive solvency adequacy ratio needs to be higher than 100%. By the end of the third quarter of last year, the core solvency adequacy ratio and comprehensive solvency adequacy ratio of Pacific Insurance Company were both 259%. In the latest comprehensive risk rating, the rating of Pacific Insurance is A, which is still very strong.
Want to know what level its solvency is in the industry, look at this list and you will know at a glance: "The solvency ranking of insurance companies is super comprehensive!" 》
3. Claim data
In the latest 20 19 annual claims report released by the Pacific, the annual claims amount reached1500 million, the number of claims was about 3 10/00000, the odds of small claims reached 99.98%, and the limitation of claims was 0.2 1 day. Many people may worry that the insurance company will refuse to pay compensation, and this claim data may be much more reassuring.
4. Product introduction
Several common types of insurance for Pacific Life are: health insurance, accident insurance, life insurance and annuity insurance. In the picture below, the main products of Pacific Life are clear at a glance:
Can these hot-selling products be bought boldly? This is not necessarily the case! In order to help you save money on meat, during the break, I sorted out this collection of Pacific insurance worth buying, and quickly collected a wave of seven products worth buying in Pacific insurance.
Hope to adopt!
The same number on the whole network: Xueba said insurance, welcome to search!
Source: Evaluation of Pacific Insurance Company-Xueba said insurance network.