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Analysis and interpretation of the proposal of the National People's Congress on laid-off workers
Suggestions on Early Retirement of "4050" Personnel

In the process of enterprise restructuring, the preferential policy for "4050" personnel is to enjoy social security for three years in the same proportion as the state, that is, for example, in the past, individuals had to pay more than 600 yuan of social security every month, while "4050" personnel can be reimbursed by the state for more than 200 yuan, and individuals can retire normally according to the legal retirement age. At the same time, local governments try their best to set up public welfare posts to solve the problem of "re-employment" of these people. However, the "4050" personnel have become a vulnerable group because of their older age, single skills, employment difficulties, heavy family burdens and difficulties in survival. It is suggested that the state revise and improve the current retirement policy, and implement a five-year early retirement policy for gay men in this part of the staff to solve the current "4050" employment problem.

Reason:

First, narrow the gap between the rich and the poor and reflect social equity. In 2009, the "Government Work Report" of various provinces and cities showed that in the context of the world financial crisis, the GDP growth of all provinces and cities was above 8%, and the government's financial resources increased. Play a balanced role, narrow the gap between the rich and the poor, and implement an early retirement policy for the old workers who have contributed to the country in enterprises, so as to solve the problem of difficult employment and survival of this vulnerable group and reflect social fairness.

Second, ease the employment pressure and maintain social stability. At present, the employment pressure of China's labor force is great. There are not only 200 million migrant workers, but also 4 million to 5 million college graduates every year. The employment problem directly affects social stability. The "4050" personnel themselves are older, with single skills and poor competitiveness. Allowing them to retire early can relieve employment pressure and maintain social stability.

Suggestion:

Revise and improve the current retirement policy, implement a five-year early retirement policy for gay men in this part of the staff, retire in batches when they reach the age, and gradually solve the problems left over from enterprise restructuring.

The Central Committee of the Third Plenary Session decided to extend the age of 5 years 10 years. Suggestions for delaying retirement are as follows: firstly, from the beginning, female employees and residents born in 1965 will be delayed by 1 year, and those born in 1966 will be delayed by 2 years, and so on, so that women can receive pensions at the age of 65 in 2030;

Second, starting from 2020, male employees and residents born in 1960 will receive a six-month pension, and so on. By 2030, male employees and residents will receive pensions at the age of 65.

New retirement regulations:

1. Workers with basic salary are determined by seniority: 65438+2000 years of service, 65438+2300 years of service, 2500 years of service, 2800 years of service, 3000 years of service and 3500 years of service. (With the growth of national economy)

2. Length of service salary (including length of service): 30 yuan every year, increasing with length of service. The implementation of seniority wage is not only to take care of old workers, but more importantly, to encourage lifelong obedience to workers, which is conducive to the construction and stability of the workforce.

3. Work salary: the principle of subsidy is to be paid according to work; Mainly to encourage workers to work more, especially young workers, who are full of energy. They have earned more for their hard work, which is not only psychological comfort, but also an encouragement.

4. Performance pay: monthly and annual bonus (not title pay). This bonus can only account for about 10% of salary. Everyone recommends competitive performance, annual bonus and no tenure. Every worker works hard and has hope every year. Mainly to encourage effective work and excellent quality, not only to encourage more work and more pay, but also to encourage working people.

5. Premium allowance: All workers are recognized as outstanding workers, and there is no quota limit. If the departments at or above the county level are determined according to high standards, they will enjoy the State Council allowance and the county/municipal government allowance, without life tenure. Mainly for those who have made special research achievements in labor work and have been well promoted, they can be graded according to the size of their influence, or different standards can be formulated by the state, the provincial level, cities and counties, so that those talented workers can get the rewards they deserve and really play an incentive role.

6. Workers' pension: every year of work 100 yuan according to the length of service. By analogy, the pension for 10 service is 1000 yuan. The pension for 20 years is 2000 yuan, the pension for 30 years is 3000 yuan, and the pension for 40 years is 4000 yuan. Whether senior workers, intermediate workers or ordinary workers. Pensions are equal. Civil servants should also be equal regardless of their positions. It's the same as workers' pension. It will be completed in three years.

7. Old-age insurance: generally, you have to pay 15 years, and you can enjoy the pension for life when you retire. Therefore, those who want to get a pension must pay it before 15 years. If you pay less than 15 of the pension insurance at retirement age, the state will return all the 8% pension saved in your personal account to you when you retire. Where is the 2 1% paid by the company? The state has allocated 2 1% of the money paid by the unit for you to the national pension fund.

According to national regulations, when refunding money, only the money withheld by the individual will be refunded, and all the money paid by the unit for him will contribute to the country.

8. Medical insurance: the unit will pay you 9% every month, and the individual will pay 2% every month plus 10 yuan's major illness coordination. Co-ordination of serious illness is only hospitalization, and the state will put your own 2% into your medical insurance account every month in the form of 1 1%. If you pay according to the minimum base 1369 yuan every month, that is the money that the state calls you personally every month. The money can be accumulated and directly used to buy medicine or see an outpatient clinic. The remaining 9% countries will take it to the medical pooling fund.

9. Housing accumulation fund: If you pay 300 yuan's accumulation fund every month, the company will also deposit 300 yuan into your account every month. When you buy a house, it will be 600 yuan. If you pay 50,000 yuan in your life, you will have 65,438+10,000 yuan in your account. Don't refuse such a good thing.

One gold: the standard of payment of provident fund: pension (20% for the unit and 8% for the individual).

Birth (unit salary)

Work-related injury (paid by the unit instead of the individual)

Medical treatment (unit 10%, individual 2%* base +3)

Unemployed unit 1.5% individual 0.5%)

Provident fund (highest 12% this year, highest 10% last year, half for units and half for individuals).

The latest retirement age for women is 20 15.

With the improvement of the average life expectancy of the whole people, the average life expectancy of women is longer than that of men. It is a huge waste of national talent resources, a huge loss of women's social resources, and a huge loss of personal talent, economy and many other aspects. With the development of society, a large number of female workers are generally highly educated, energetic, dedicated and hardworking, and fully adapt to the current job requirements. Delaying retirement to 55 is in line with the current national reality. 3. Extending the retirement age of female workers can be solved by learning from international experience. It is understood that among the 165 countries (regions) that implemented the old-age insurance in the world in 199, only 8 countries still maintained the retirement of women at the age of 50, while 98 countries implemented the retirement of men and women at the same age, accounting for about 60%. We are prosperous, we advocate equality between men and women, and protecting women's legitimate rights and interests cannot be an empty slogan.

First, it is suggested that the state adopt legislation to unify the retirement age of female employees to 55. Learn from international experience to solve the outstanding and important problem of extending the retirement age of female employees. This proposal has been put forward at the two sessions for many years. It is urgent for female workers to extend their retirement age, and it is urgent to realize their long-awaited desire and integrate with the international community. Second, according to the relevant personnel of the Social Security Center of the Labor and Social Security Bureau, the biggest problem encountered by China's social security system at present is the payment pressure of the government's basic old-age insurance fund. In order to see the win-win situation of this policy, extend the retirement age of female employees and ease the pressure of government capital turnover. At the same time, female workers continue to work, which is beneficial to their health, alleviating menopausal mood and many unfavorable factors brought to the unit; With the increase of length of service, personal economic income will increase, which will also alleviate the difficult situation of the next generation supporting many elderly people brought about by family planning in China. Third, there is no contradiction between the retirement age of female workers and the retirement age of female cadres, both of which are 55 years old. It only involves extending the retirement age of laid-off and retired female workers. The state can formulate flexible excessive policies to help them meet practical problems and fully reflect their truly superior performance. It can be seen that the proposal is in line with the requirements of the times and the wishes of female workers. To this end, it is suggested that the Central Ministry of Labor and Social Security can adopt the proposal of extending the retirement age of female employees and unifying the retirement of women at 55;