If you have a sufficient budget and plan to manage your finances steadily, the annuity insurance of Xinhua Life Insurance is a good choice.
Regarding Xinhua Life Insurance, I also made a detailed analysis of the strength and products of this company before. Friends who want to know more can read the following articles:
How about Xinhua Life Insurance? The secrets of the company and products are all in this article!
Let's take Xinyue Wanjia Annuity Insurance as an example to briefly analyze the annuity insurance of Xinhua Life Insurance.
As can be seen from the protection map, Xinyue Wanjia Annuity Insurance supports people under the age of 66, and the age range of insurance coverage is still relatively wide.
Even some newly retired 60-year-old people who want to manage their finances stably and be healthy have the opportunity to take out Xinyue Wanjia Annuity Insurance.
In terms of protection content, Xinyue Wanjia Annuity Insurance has fixed nursing fund, survival fund and maturity fund return. As long as the insured lives in the guarantee period, they can receive these funds, so the income is relatively stable and there is almost no risk.
Moreover, if the insured has a relatively sufficient budget and wants to pursue a higher rate of return, Xinyue Wanjia Annuity Insurance also provides (optional) universal account protection, and the funds deposited in the universal account can realize secondary appreciation.
But here I have also summarized several high-yield annuity insurance. You can compare it with the annuity insurance of Xinhua Life Insurance before making a decision:
Top ten annuity insurance rankings
Want to buy high-yield annuity insurance? Don't miss this 10 model again!
Finally, people of different ages apply different insurance, and blind purchase may waste money. See here for the specific insurance scheme:
How to buy insurance at different ages? Everyone should have his own plan.
That's all the answers. Please accept them.
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