Shakespeare has a famous saying: "don't lend money to others, borrowing money will make you rich and poor;" Don't borrow money from others either. Borrowing money will make you forget your diligence. "You can help your friend in other friendly ways, but don't lend him money. Lending money to others is tantamount to buying yourself an enemy. If someone borrows money from you, you can try the following methods: 1. Sometimes it's not easy not to say no to each other. You often practice n times in your mind, but once you face each other, you can't make up your mind and you can't always say it. At this time, body language comes in handy. Generally speaking, shaking your head means no. People will understand what you mean when they see you shake your head, and then you don't have to say anything more. In addition, the smile in the middle is also a hint. In conversation, a sudden smile in the middle implies that you can't agree or refuse. Similar body language includes leaning forward posture, vacillating eyes, frequent watch reading, absent-minded and so on. But don't hurt each other's self-esteem. 2. Direct analysis, directly state to the other party the reasons for rejecting the other party's objectivity, including the fact that its own situation is not allowed and the conditions are limited. Usually these situations need to be recognized by the other party, so that you can understand your difficulties and give up automatically. 3. Clever transfer method, when it is not good to refuse directly, you have to take circuitous tactics, change the subject or have other reasons, mainly using the turning point of good tone, being gentle and persistent, never agreeing, but don't tear your face. For example, express sympathy or praise to the other party first, then give reasons and refuse.