1, Egypt (person)? 2、? Marine insurance (accident)? 3. The origin of insurance in China during the Tongzhi period of the Republic of China 4 pages. The emergence of Lloyd's, an insurance intermediary. Three reforms of insurance industry in China. Modern insurance originated in Italy, and it is also said that it was initiated by China. In three or four thousand BC, China businessmen applied the principle of risk dispersion to the transportation of goods. When the escort agency carries the goods, it will issue a "escort bill" and charge a fee. After the goods arrive at the destination, the consignee shall sign the date and seal on the waybill after acceptance according to the waybill, and hand it over to the escort for formalities. These procedures of escort agencies are basically the same as those of modern insurance. The concept of insurance originated from Babylonian times, and modern insurance originated from marine insurance. The earliest insurance policy found now is the shipping insurance policy issued by Italian businessmen.
The development history of insurance
From the beginning, human society has been confronted with natural disasters and accidents. In the process of struggling with nature, ancient people came up with insurance ideas and original insurance methods to deal with disasters and accidents.
China has always attached great importance to saving grain against hunger, and Confucius' thought of "land to the tiller" in the Spring and Autumn Period is quite representative.
In foreign countries, the idea of insurance and the original embryonic form of insurance have been produced in ancient times: there was a mutual fund organization among ancient Egyptian masons, which collected membership fees from each member to pay for the funeral expenses of individual members after their death; There were also soldiers' organizations in the ancient Roman army. After soldiers were killed, they collected membership fees as pension expenses for their survivors. The earliest idea of insurance abroad originated from ancient civilized countries such as Babylon, which is located in the east-west trade artery. The earliest law with insurance records abroad is code of hammurabi, which stipulates that if a caravan carrying on long-distance transportation suffers losses due to robbery or disaster during transportation, the carrier may not be liable for compensation, and all caravans must compensate for the losses. In addition, funeral assistance in ancient Rome and Chirt in medieval Europe were also early forms of insurance abroad.